1 Monroe St, Somerville, NJ 08876 Property Records

Somerset County and Somerville Borough property record for 1 Monroe St, Somerville, NJ 08876

Property Summary

Property Type	Single Family Home
Details	1,274 sqft · built 1952
Lot Size	0.23 acres (10,001 sqft)
Owner	2 Individual Names on Record
Last Sale	$315,000 (Aug 2019)
Tax Bill	$10,043 (2025)
Deeds & Mortgages	Aug 2019 Sale & Mortgage Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-00014-01-00001`

Property Details

APN / Parcel Number

Primary APN	`18-00014-01-00001`
Alternative APNs	`1800014000100001` `1800014A00001`

Interior

Stories	1 Story
Building Area	1,274 sqft Living Area
1st Floor Area	1,274 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Construction Type	Frame
Lot Area	10,001 sqft (0.23 acres)
Lot Dimensions	100 ft deep x 100 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	1800014A00001
Street Address	1 MONROE ST
City	SOMERVILLE
State	NJ
Zip	08876-2617
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Subdivision	SOMERVILLE
Legal Block	14.1
Legal Lot Number	1
Jurisdiction	SOMERSET NJ
Township / Civil Division	SOMERVILLE
Census Block Group	1
Census Block	1015
Census Tract	50300

Owner

Source: Somerset County and Somerville Borough records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1 MONROE ST, SOMERVILLE, NJ 08876-2617
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2019	Grant Deed, Transfer · Conventional with PMI ATLANTIC HM LOANS
Sep 5, 2017	Grant Deed, Transfer · Conventional Mortgage COLDWELL BANKER HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 2, 2019 · Amount on Record
Deed Sale	Aug 2, 2019 · Amount on Record
Prior Sale	Sep 5, 2017 · Amount on Record
Deed Document Number	201927809
Deed Book / Page	7138 / 2580
Record Updated	Oct 29, 2026

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SOMERSET NJ
Recording Date	Aug 2, 2019
Property Address	1 MONROE ST, SOMERVILLE, NJ 08876-2617
Document Number	0000027809
Book / Page	007138 / 002580
Instrument Date	Aug 1, 2019
Instrument	27809
Transaction Type	Transfer
Record Updated	Aug 26, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$315.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1 MONROE ST SOMERVILLE NJ 088762617, SOMERVILLE, NJ 08876-2617

Mortgage

Document Number	27810
Date	Aug 2, 2019
Book Page	007138/002586
Instrument	27810

Lender

Name	ATLANTIC HM LOANS
Type	Funding / Finance Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2049

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SOMERSET NJ
Recording Date	Sep 5, 2017
Property Address	1 MONROE ST, SOMERVILLE, NJ 08876-2617
Document Number	0000035828
Book / Page	006987 / 001839
Instrument Date	Aug 18, 2017
Instrument	35828
Transaction Type	Transfer
Record Updated	Jan 10, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$250.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1 MONROE ST SOMERVILLE NJ 088762617, SOMERVILLE, NJ 08876-2617

Mortgage

Document Number	35829
Date	Sep 5, 2017
Book Page	006987/001846
Instrument	35829

Lender

Name	COLDWELL BANKER HM LNS
Type	Funding / Finance Company
Address	MT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 4, 2047

Tax Assessment & Valuation

Source: Somerset County and Somerville Borough assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
Municipality	Somerville Borough
Unified School District	Somerville Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$246,200 (-) Land $116,900 Building $129,300	$246,200 (-) Land $116,900 Building $129,300
2025	$10,043.00 (+3.2%)	$246,200 (-) Land $116,900 Building $129,300	$246,200 (-) Land $116,900 Building $129,300
2024	$9,732.00 (+5.11%)
2023		$246,200 Land $116,900 Building $129,300	$246,200 Land $116,900 Building $129,300
2022	$9,259.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1996–1999)
Most Recent Claim	Sep 1999 · Hurricane Floyd Major Disaster Declarations

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 483 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed.

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