2 Mechanic St, Carmel, NY 10512 Property Records

Putnam County and Carmel Town property record for 2 Mechanic St, Carmel, NY 10512 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,046 sqft · built 1900
Lot Size	0.93 acres (40,511 sqft)
Owner	2 Individual Names on File
Last Sale	$375,000 (Dec 2016)
Tax Bill	$15,798 (2024)
Deeds & Mortgages	Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`372000 55.14-1-33`

Property Details

APN / Parcel Number

Primary APN	`372000 55.14-1-33`
Alternative APNs	`200005501400010330000000` `291300`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,046 sqft Living Area
Gross Area	2,091 sqft
1st Floor Area	1,062 sqft
2nd Floor Area	984 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 2013
Architectural Style	Old Style
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	40,511 sqft (0.93 acres)
Lot Dimensions	315 ft deep x 165 ft wide
View / Lot	Waterfront
Garage Type	Detached
Garage Area	396 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Covered Porch
Porch Area	245 sqft
Patio Area	475 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	291300
Street Address	2 MECHANIC ST
City	CARMEL
State	NY
Zip	10512-2212
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	1
Legal Lot Number	33.00
Jurisdiction	PUTNAM NY
Township / Civil Division	CARMEL
Census Block Group	2
Census Block	2016
Census Tract	11501

Owner

Source: Putnam County and Carmel Town records · APN 372000 55.14-1-33

Assessment roll updated April 29, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2 MECHANIC ST, CARMEL, NY 10512-2212
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 29, 2016 · Amount on Record
Deed Sale	Dec 29, 2016 · Amount on Record
Deed Document Number	20161503380
Deed Book / Page	2032 / 227
Prior Transfer Date	Jul 19, 2013
Prior Transfer Doc	0019330095
Record Updated	Jun 08, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM NY
Property Address	2 MECHANIC ST, CARMEL, NY 10512-2212
Document Number	0072590001
Instrument Date	Jan 07, 2021
Transaction Type	Mortgage
Record Updated	Mar 12, 2021
Title Company	OMNI TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2 MECHANIC ST CARMEL NY 105122212, CARMEL, NY 10512-2212

Mortgage

Document Number	0072590001
Date	Jan 28, 2021
Book Page	007259/000001
Instrument	1218

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 27, 2041

Tax Assessment & Valuation

Source: Putnam County and Carmel Town records · Assessment roll updated April 29, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Putnam County
County Subdivision	Carmel Town
Unified School District	Carmel Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$549,700 (+7.01%) Land $98,900 Building $450,800	$549,700 (+7.01%) Land $98,900 Building $450,800
2024	$15,798.00 (+222.54%)	$513,700 (+7%) Land $98,900 Building $414,800	$513,700 (+7%) Land $98,900 Building $414,800
2023		$480,100 (+11.01%) Land $89,900 Building $390,200	$480,100 (+11.01%) Land $89,900 Building $390,200
2022		$432,500 Land $89,900 Building $342,600	$432,500 Land $89,900 Building $342,600
2020	$4,898.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Putnam County (36079C), updated March 4, 2013 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360790115012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 2 individual NFIP policies nearby
Nearby Flood Policies	2 in force 1 of 2 on primary residences

Wildfire

Wildfire Risk	Low above 6% of the US · above 9% of New York
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.