Putnam County and Carmel Town property record for 12 Mechanic St, Carmel, NY 10512
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,680 sqft · built 1956 |
| Lot Size | 1.71 acres (74,488 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $480,000 (Nov 2006) |
| Tax Bill | $14,361 (2024) |
| Deeds & Mortgages | Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 372000 55.14-1-30 |
| Primary APN | 372000 55.14-1-30 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,680 sqft Living Area |
| Gross Area | 2,264 sqft |
| 1st Floor Area | 960 sqft |
| Upper Floors Area | 720 sqft |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood |
| Lot Area | 74,488 sqft (1.71 acres) |
| Lot Width | 266 ft Width |
| View / Lot | Waterfront |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 144 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 323400 |
|---|---|
| Street Address | 12 MECHANIC ST |
| City | CARMEL |
| State | NY |
| Zip | 10512-2212 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Block | 1 |
| Legal Lot Number | 30.00 |
| Jurisdiction | PUTNAM NY |
| Township / Civil Division | CARMEL |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 11501 |
Source: Putnam County and Carmel Town assessment roll, as of April 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12 MECHANIC ST, CARMEL, NY 10512-2212 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 30, 2006 · Amount on Record |
| Deed Sale | Nov 30, 2006 · Amount on Record |
| Deed Book / Page | 1760 / 483 |
| Prior Transfer Date | Nov 7, 2006 |
| Prior Transfer Doc | 0017600483 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM NY |
| Property Address | 12 MECHANIC ST, CARMEL, NY 10512-2212 |
| Transaction Type | Mortgage |
| Record Updated | Apr 27, 2021 |
| Title Company | AMROCK INC, AMROCK LLC |
| Name | Verified Name |
|---|---|
| Address | 12 MECHANIC ST, CARMEL, NY 10512-2212 |
| Document Number | 0073260254 |
|---|---|
| Date | Apr 9, 2021 |
| Book Page | 7326/254 |
| Instrument | 4454-2021 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
Source: Putnam County and Carmel Town assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Putnam County |
| County Subdivision | Carmel Town |
| Unified School District | Carmel Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $492,600 (+6.99%) Land $116,300 Building $376,300 | $492,600 (+6.99%) Land $116,300 Building $376,300 | |
| 2024 | $14,361.00 (+218%) | $460,400 (+7%) Land $116,300 Building $344,100 | $460,400 (+7%) Land $116,300 Building $344,100 |
| 2023 | $430,300 (+10.99%) Land $105,700 Building $324,600 | $430,300 (+10.99%) Land $105,700 Building $324,600 | |
| 2022 | $387,700 Land $105,700 Building $282,000 | $387,700 Land $105,700 Building $282,000 | |
| 2020 | $4,516.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 93% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CARMEL WD 2 serves 5,000 people · EPA ID NY3903641 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 7 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 1,200 / 35 |
5G (outdoors only) and 4G LTE
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