2 Laguna Rd, Montgomery, TX 77356 Property Records

Montgomery County property record for 2 Laguna Rd, Montgomery, TX 77356

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,976 sqft · built 1995
Lot Size	0.167 acres (7,277 sqft)
Owner	2 Individual Names on Record
Last Sale	$295,924 (Oct 2020)
Tax Bill	$7,519 (2025)
Deeds & Mortgages	Jun 2017 Line of Credit Jun 2019 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`4013-00-00200`

Property Details

APN / Parcel Number

Primary APN	`4013-00-00200`
Alternative APN	`R85747`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Stories	2 Stories
Building Area	2,976 sqft Living Area
Gross Area	3,462 sqft
1st Floor Area	1,823 sqft
2nd Floor Area	1,153 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	7,277 sqft (0.167 acres)
Garage Type	Attached
Garage Area	486 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	195 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2 LAGUNA RD
City	MONTGOMERY
State	TX
Zip	77356-5337
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	3
Legal Description	DEL LAGO 01, BLOCK 3, LOT 2
Legal Subdivision	DEL LAGO 01
Legal Block	3
Legal Lot Number	2
Jurisdiction	MONTGOMERY TX
Township / Civil Division	MONTGOMERY
Census Block Group	2
Census Block	2022
Census Tract	694306

Owner

Source: Montgomery County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2 LAGUNA RD, MONTGOMERY, TX 77356-5337
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2017	Deed of Trust, Mortgage · Line of Credit ZB NA
Jun 6, 2019	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA
Oct 1, 2020	Vendor's Lien, Transfer · FHA Mortgage CALIBER HOME LOANS INC
Aug 2, 2017	Vendor's Lien, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2020 · Amount on Record
Deed Sale	Oct 1, 2020 · Amount on Record
Prior Sale	Aug 2, 2017 · Amount on Record
Deed Document Number	2020110442
Record Updated	Oct 29, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TX
Property Address	2 LAGUNA RD, MONTGOMERY, TX 77356-5337
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000054793
Date	Jun 23, 2017
Instrument	2017054793

Lender

Name	ZB NA
Type	Bank
Address	HOUSTON, TX 77253

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TX
Property Address	2 LAGUNA RD, MONTGOMERY, TX 77356-5337
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000048541
Date	Jun 6, 2019
Instrument	2019048541

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	FAIRBORN, OH 45324

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MONTGOMERY TX
Recording Date	Oct 1, 2020
Property Address	2 LAGUNA RD, MONTGOMERY, TX 77356-5337
Document Number	0000110442
Map Reference	CAB C SH 168B
Instrument Date	Sep 29, 2020
Instrument	2020110442
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 LAGUNA RD, MONTGOMERY, TX 77356-5337

Mortgage

Document Number	0000110443
Date	Oct 1, 2020
Instrument	2020110443

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

August 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MONTGOMERY TX
Recording Date	Aug 2, 2017
Property Address	2 LAGUNA RD, MONTGOMERY, TX 77356-5337
Document Number	0000068914
Map Reference	CAB C SH168B
Instrument Date	Aug 2, 2017
Instrument	2017068914
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	TX AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 LAGUNA RD, MONTGOMERY, TX 77356-5337

Mortgage

Document Number	0000068915
Date	Aug 2, 2017
Instrument	2017068915

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Montgomery County
Unified School District	Montgomery Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$400,000 (-14.06%) Land $58,000 Building $342,000	$400,000 (-14.06%) Land $58,000 Building $342,000
2025	$7,519.00 (+18.48%)	$465,456 (+18.81%) Land $58,000 Building $407,456	$465,456 (+18.81%) Land $58,000 Building $407,456
2024	$6,346.00 (+4.44%)	$391,763 (+1.1%) Land $58,000 Building $333,763	$391,763 (+1.1%) Land $58,000 Building $333,763
2023	$6,076.00	$387,510 Land $58,000 Building $329,510	$387,510 Land $58,000 Building $329,510

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 95 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	95 in force
Nearby Flood Claims	17 (2016–2025)
Claims Outside the SFHA	16 of 17
Most Recent Claim	May 2025 · other causes
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, May 2024 · 6 claims Hurricane Harvey, Aug 2017 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONROE RESORT private · serves 1,068 people · EPA ID TX1700416
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Jan 2023
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Tachus Fiber Internet Fiber	8,000 / 8,000
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Fiber	2,000 / 2,000
Optimum Cable	940 / 35

May also be available: Verizon.

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