1 Laguna Rd, Montgomery, TX 77356 Property Records

Montgomery County property record for 1 Laguna Rd, Montgomery, TX 77356

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,180 sqft · built 2020
Lot Size	0.205 acres (8,912 sqft)
Owner	Individual Name on File
Last Sale	$359,100 (Jun 2022)
Tax Bill	$6,672 (2025)
Deeds & Mortgages	Jun 2022 Mortgage May 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`4013-00-00100`

Property Details

APN / Parcel Number

Primary APN	`4013-00-00100`
Alternative APN	`R85746`

Interior

Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,180 sqft Living Area
Gross Area	2,695 sqft
1st Floor Area	2,180 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	8,912 sqft (0.205 acres)
Garage Type	Attached
Garage Area	515 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Concrete/Masonry Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1 LAGUNA RD
City	MONTGOMERY
State	TX
Zip	77356-5337
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	3
Legal Description	S401300 - DEL LAGO 01, BLOCK 3, LOT 1
Legal Subdivision	DEL LAGO 01
Legal Block	3
Legal Lot Number	1
Jurisdiction	MONTGOMERY TX
Township / Civil Division	MONTGOMERY
Census Block Group	2
Census Block	2022
Census Tract	694306

Owner

1 Laguna Rd is owned by an individual who bought it in June 2022.

Source: Montgomery County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	18511 HIGHWAY 105 W, 105, MONTGOMERY, TX 77356-5650
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2022	Vendor's Lien, Transfer · Conventional Mortgage BANK OF HOUSTON
May 7, 2021	Vendor's Lien, Transfer · VA Mortgage CENTRAL TRUST BANK
Jun 28, 2019	Warranty Deed, Transfer FIRST AMERICAN TITLE
Apr 5, 2019	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2022 · Amount on File
Deed Sale	Jun 30, 2022 · Amount on File
Prior Sale	May 7, 2021 · Amount on File
Deed Document Number	202282766
Prior Transfer Date	May 5, 2021
Prior Transfer Doc	0000062208
Record Updated	Oct 29, 2026

June 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MONTGOMERY TX
Recording Date	Jun 30, 2022
Property Address	1 LAGUNA RD, MONTGOMERY, TX 77356-5337
Document Number	0000082766
Map Reference	CAB C SH 168B
Instrument Date	Jun 29, 2022
Instrument	2022082766
Transaction Type	Transfer
Record Updated	Dec 13, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1 LAGUNA RD, MONTGOMERY, TX 77356-5337

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18511 HIGHWAY 105 W, MONTGOMERY, TX 77356-5650

Mortgage

Document Number	0000082767
Date	Jun 30, 2022
Instrument	2022082767

Lender

Name	BANK OF HOUSTON
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 29, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.9%
Type Change Date	Jun 1, 2027
Change Frequency	Monthly
Min Rate At Change	5.9%
Max Rate At Change	11.9%
Index	Other
Margin	1
Max Rate	7.9%

May 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MONTGOMERY TX
Recording Date	May 7, 2021
Property Address	1 LAGUNA RD, MONTGOMERY, TX 77356-5337
Document Number	0000062208
Map Reference	CAB C SH 168B
Instrument Date	May 5, 2021
Instrument	2021062208
Transaction Type	Transfer
Record Updated	Dec 13, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 LAGUNA RD, MONTGOMERY, TX 77356-5337

Mortgage

Document Number	0000062209
Date	May 7, 2021
Instrument	2021062209

Lender

Name	CENTRAL TRUST BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY TX
Recording Date	Jun 28, 2019
Property Address	1 LAGUNA RD, MONTGOMERY, TX 77356-5337
Document Number	0000056716
Instrument Date	Jun 25, 2019
Instrument	56716
Transaction Type	Transfer
Record Updated	Jul 10, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6707 GESSNER RD HOUSTON TX 770404017, HOUSTON, TX 77040-4017

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTGOMERY TX
Recording Date	Apr 5, 2019
Property Address	1 LAGUNA RD, MONTGOMERY, TX 77356-5337
Document Number	0000027521
Instrument Date	Apr 4, 2019
Instrument	27521
Transaction Type	Transfer
Record Updated	Apr 12, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	11605 HAYNES BRIDGE RD #125 ALPHARETTA GA 300098666, 125, ALPHARETTA, GA 30009-8666

Tax Assessment & Valuation

The 2025 property tax bill for 1 Laguna Rd was $6,672, up 16.2% from the year before.

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Montgomery County
Unified School District	Montgomery Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$423,105 (-) Land $58,000 Building $365,105	$423,105 (-) Land $58,000 Building $365,105
2025	$6,672.00 (+16.22%)	$423,105 (+19.37%) Land $58,000 Building $365,105	$423,105 (+19.37%) Land $58,000 Building $365,105
2024	$5,741.00 (+2.66%)	$354,442 (-0.61%) Land $58,000 Building $296,442	$354,442 (-0.61%) Land $58,000 Building $296,442
2023	$5,592.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$356,620 Land $58,000 Building $298,620	$356,620 Land $58,000 Building $298,620

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1 Laguna Rd in Zone X, an area of minimal flood risk, though there have been 17 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 95 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	95 in force
Nearby Flood Claims	17 (2016–2025)
Claims Outside the SFHA	16 of 17
Most Recent Claim	May 2025 · other causes
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, May 2024 · 6 claims Hurricane Harvey, Aug 2017 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1 Laguna Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONROE RESORT private · serves 1,068 people · EPA ID TX1700416
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Jan 2023
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Tachus Fiber Internet Fiber	8,000 / 8,000
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Fiber	2,000 / 2,000
Optimum Cable	940 / 35

May also be available: Verizon.

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