Berks County property record for 2 Kramer Ln, Reading, PA 19606 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1911 |
| Square Footage | 1,392 sqft Living Area |
| Lot Size | 11,326 sqft (0.26 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $162,000 (2020) |
| Tax Bill | $1,768.00 (2026) |
Source: Berks County records · APN 5327-10-45-0985
Assessment roll updated May 27, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2 KRAMER LN, READING, PA 19606-1026 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Oct 05, 2023 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage FREEDOM MORTGAGE CORP |
| Aug 28, 2020 | Deed, Transfer · Federal Housing Administration (FHA) Mortgage EQUITY PRIME MORTGAGE LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 28, 2020 · Amount on Record |
| Deed Sale | Aug 28, 2020 · Amount on Record |
| Prior Sale | Sep 12, 2013 · Amount on Record |
| Deed Doc Number | 202030176 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 2 KRAMER LN, READING, PA 19606-1026 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2 KRAMER LN, READING, PA 19606-1026 |
| Document Number | 0000029653 |
|---|---|
| Date | Oct 05, 2023 |
| Instrument | 2023029653 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | FISHERS, IN 46037 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 323 Months |
| Due | Sep 01, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERKS PA |
| Recording Date | Aug 28, 2020 |
| Property Address | 2 KRAMER LN, READING, PA 19606-1026 |
| Document Number | 0000030176 |
| Instrument Date | Aug 12, 2020 |
| Instrument | 2020030176 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2021 |
| Title Company | HOME CLOSING SERVICES INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 2 KRAMER LN, READING, PA 19606-1026 |
| Document Number | 0000030177 |
|---|---|
| Date | Aug 28, 2020 |
| Instrument | 2020030177 |
| Name | EQUITY PRIME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2050 |
Source: Berks County records · Assessment roll updated May 27, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Berks County |
| County Subdivision | Lower Alsace Township |
| Unified School District | Antietam School District (KG - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,768.00 (+11.13%) | $79,800 (-) Land $25,700 Building $54,100 | $25,700 (-67.79%) Land $25,700 |
| 2024 | $1,591.00 | $79,800 Land $25,700 Building $54,100 | |
| 1994 | $79,800 Land $25,700 Building $54,100 |
Source: FEMA National Flood Hazard Layer, Berks County (42011C), updated February 26, 2018 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 20% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 5327-10-45-0985 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,392 sqft Living Area |
| Stories | 2 Stories |
| Year Built | Built 1911 |
|---|---|
| Effective Year Built | Effective 1911 |
| Exterior Material | Brick/Stone (Brick and/or Stone) Exterior |
| Construction Type | Frame Construction |
| Lot Area | 11,326 sqft (0.26 acres) |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Heating Fuel | Coal Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Account Number | 23040890 |
|---|---|
| Street Address | 2 KRAMER LN |
| City | READING |
| State | PA |
| Zip | 19606-1026 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 45 |
| Jurisdiction | BERKS PA |
| Minor Civil Division | LOWER ALSACE |
| Census Blockgroup | 4 |
| Census Block | 4012 |
| Census Tract | 12300 |
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