102 Kramer Ln, Reading, PA 19606 Property Records

Berks County property record for 102 Kramer Ln, Reading, PA 19606

Property Summary

Property Type	Single Family Home
Details	6 bd · 2.5 ba · 2,624 sqft · built 1870
Lot Size	1.43 acres (62,726 sqft)
Owner	2 Individual Names on Record
Last Sale	$585,000 (Jul 2022)
Tax Bill	$3,287 (2026)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5327-10-46-0179`

Property Details

APN / Parcel Number

Primary APN	`5327-10-46-0179`
Alternative APNs	`23-5327-10-46-0179` `23036925` `036925`

Interior

Bedrooms	6 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,624 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1870
Effective Year Built	Effective 1870
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	62,726 sqft
View / Lot	Neighborhood
Garage Type	Detached
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Shed	1 Shed
Shed Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	23036925
Street Address	102 KRAMER LN
City	READING
State	PA
Zip	19606-1028
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	46
Legal Lot Number	ANNX
Jurisdiction	BERKS PA
Township / Civil Division	LOWER ALSACE
Census Block Group	4
Census Block	4012
Census Tract	12300

Owner

Source: Berks County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	102 KRAMER LN, READING, PA 19606-1028
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2022	Deed, Transfer · Conventional Mortgage NORTHPOINTE BANK
Oct 9, 2019	Deed, Transfer · Conventional Mortgage FULTON BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 27, 2022 · Amount on Record
Deed Sale	Jul 27, 2022 · Amount on Record
Prior Sale	Oct 9, 2019 · Amount on Record
Deed Document Number	202230295
Record Updated	Oct 29, 2026

July 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Jul 27, 2022
Property Address	102 KRAMER LN, READING, PA 19606-1028
Document Number	0000030295
Instrument Date	Jun 13, 2022
Instrument	2022030295
Transaction Type	Transfer
Record Updated	Aug 4, 2022
Title Company	NOT AVAILABLE, PLATINUM HOME SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,850.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	102 KRAMER LN, READING, PA 19606-1028

Mortgage

Document Number	0000030296
Date	Jul 27, 2022
Instrument	2022030296

Lender

Name	NORTHPOINTE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2052

October 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Oct 9, 2019
Property Address	102 KRAMER LN, READING, PA 19606-1028
Document Number	0000034949
Instrument Date	Oct 4, 2019
Instrument	2019034949
Transaction Type	Transfer
Record Updated	May 25, 2021
Title Company	SIGNATURE ABSTRACT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 KRAMER LN, READING, PA 19606-1028

Mortgage

Document Number	0000034950
Date	Oct 9, 2019
Instrument	2019034950

Lender

Name	FULTON BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2034

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
County Subdivision	Lower Alsace Township
Unified School District	Antietam School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,287.00 (+11.35%)	$152,600 (-) Land $39,400 Building $113,200	$39,400 (-74.18%) Land $39,400
2024	$2,952.00	$152,600 Land $39,400 Building $113,200
1994			$152,600 Land $39,400 Building $113,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	7 (2018–2023)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Jul 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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