2 James St, Frederick, MD 21701 Property Records

Frederick County property record for 2 James St, Frederick, MD 21701 · Last verified August 2026

Property Highlights

Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Architecture Style	Multifamily
Year Built	Built 1983
Square Footage	16,167 sqft Living Area
Lot Size	1.08 acres
Last Sale	$1,320,000 (2020)
Tax Bill	$34,729.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`02-021153`
Alternative APNs	`2021153` `021153`

Interior

Units	30 Units
Building Area	16,167 sqft Living Area
1st Floor	16,167 sqft 1st Floor
Stories	3 Stories

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Multifamily Style
Exterior Material	Brick Exterior
Construction Type	Brick Construction
Fire Resistance Class	Buildings having exterior walls built of a non-combustible material such as brick, concrete, block or poured concrete. Interior partitions and roof structure are built of combustible materials. Floor may be concrete or wood frame.
Roof Construction	Gable Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	47,045 sqft
Depth X Width	194 ft x 243 ft Depth x Width

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Heat Pump Heating
Sewage	Municipal Sewage

Location & Zoning

Account Number	021153
Street Address	2 JAMES ST
City	FREDERICK
State	MD
Zip	21701-6221
Property Usage	Residential Property Usage
Type	Residential > Multi-Unit > Multi-Family Dwellings
Legal Description	LT 7A 243 X 194 W PAT ST FRED
Legal Subdivision	FRED
Legal Lot Number	7A
Jurisdiction	FREDERICK MD
Minor Civil Division	2, FREDERICK
Census Blockgroup	2
Census Block	2002
Census Tract	765100

Owner

Source: Frederick County records · APN 02-021153

Assessment roll updated August 7, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1306 WOODSIDE PKWY, SILVER SPRING, MD 20910-1551
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Tenant By Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 29, 2020 · Amount on Record
Deed Sale	Apr 29, 2020 · Amount on Record
Prior Sale	Sep 02, 1982 · Amount on Record
Deed Book / Page	13693 / 170
Record Refreshed	Sep 20, 2026

April 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Apr 29, 2020
Property Address	2 JAMES ST, FREDERICK, MD 21701-6221
Document Number	0136930170
Book / Page	13693 / 170
Map Reference	MB 13 PG 1
Instrument Date	Apr 14, 2020
Transaction Type	Transfer
Record Updated	Aug 09, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$6,600.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenant By Entirety
Address	1306 WOODSIDE PKWY, SILVER SPRING, MD 20910-1551

Mortgage

Document Number	136930175
Date	Apr 29, 2020
Instrument	13693/0175

Lender

Name	WOODSBORO BANK
Type	Bank

Agreement

Type	Stand Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated August 7, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,924,367 (+3.33%)	$2,048,500 (+1%) Land $470,400 Building $1,578,100
2025	$34,729.00 (+14.71%)	$1,862,300 (+36.82%) Land $305,700 Building $1,556,600	$1,862,300 (-) Land $305,700 Building $1,556,600
2024	$30,275.00 (+20.12%)
2023	$25,204.00	$1,361,167	$1,862,300 Land $305,700 Building $1,556,600

Flood & Wildfire

2 James St is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Frederick County (24021C), updated November 6, 2024

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 2nd percentile of exposed land nationally · 4th in Maryland
Wildfire Likelihood	Low — less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.