Frederick County property record for 10 James St, Frederick, MD 21701 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 1 Baths |
| Architecture Style | Conventional |
| Year Built | Built 1952 |
| Square Footage | 860 sqft Living Area |
| Lot Size | 9,900 sqft (0.227 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $245,000 (2019) |
| Tax Bill | $5,885.00 (2025) |
| Primary APN | 02-115506 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Baths |
|---|---|
| Building Area | 860 sqft Living Area |
| Gross Area | 1,050 sqft Gross Area |
| 1st Floor | 860 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Architectural Style | Conventional Style |
| Exterior Material | Siding Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 9,900 sqft (0.227 acres) |
| Depth X Width | 165 ft x 60 ft Depth x Width |
| Porch Area | 190 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Sewage | Municipal Sewage |
| Account Number | 115506 |
|---|---|
| Street Address | 10 JAMES ST |
| City | FREDERICK |
| State | MD |
| Zip | 21701-6228 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LT #13 60 X 165 10 JAMES ST. FREDERICK |
| Legal Subdivision | FREDERICK |
| Legal Lot Number | 13 |
| Jurisdiction | FREDERICK MD |
| Minor Civil Division | 2, FREDERICK |
| Census Blockgroup | 2 |
| Census Block | 2002 |
| Census Tract | 765100 |
Source: Frederick County records · APN 02-115506
Assessment roll updated August 4, 2025 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10 JAMES ST, FREDERICK, MD 21701-6228 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 17, 2019 | Deed, Transfer · Conventional Mortgage PRESIDENTIAL BANK FSB |
| Feb 06, 2019 | Deed, Transfer · Commercial Mortgage FREDERICK COUNTY BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 17, 2019 · Amount on Record |
| Deed Sale | May 17, 2019 · Amount on Record |
| Prior Sale | Feb 06, 2019 · Amount on Record |
| Deed Book / Page | 12975 / 420 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | May 17, 2019 |
| Property Address | 10 JAMES ST, FREDERICK, MD 21701-6228 |
| Document Number | 0129750420 |
| Book / Page | 12975 / 0420 |
| Map Reference | MB 3 PL 73 |
| Instrument Date | Apr 26, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 09, 2021 |
| Title Company | LAKESIDE TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $612.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 10 JAMES ST, FREDERICK, MD 21701-6228 |
| Document Number | 129750427 |
|---|---|
| Date | May 17, 2019 |
| Instrument | 12975/0427 |
| Name | PRESIDENTIAL BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Feb 06, 2019 |
| Property Address | 10 JAMES ST, FREDERICK, MD 21701-6228 |
| Document Number | 0128260188 |
| Book / Page | 12826 / 0188 |
| Map Reference | MB 3 PL 73 |
| Instrument Date | Jan 30, 2019 |
| Transaction Type | Transfer |
| Record Updated | May 02, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $775.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 3615 DENISON ST, FREDERICK, MD 21704-7001 |
| Document Number | 0012826193 |
|---|---|
| Date | Feb 06, 2019 |
| Instrument | 12826/193 |
| Name | FREDERICK COUNTY BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified May 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Frederick City |
| Unified School District | Frederick County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,885.00 (+25.16%) | $317,600 (+23.74%) Land $119,600 Building $198,000 | $317,600 (-) Land $119,600 Building $198,000 |
| 2023 | $4,702.00 | $256,667 | $317,600 Land $119,600 Building $198,000 |
10 James St is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Frederick County (24021C), updated November 6, 2024
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 2nd percentile of exposed land nationally · 4th in Maryland |
|---|---|
| Wildfire Likelihood | Low — less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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