2 James O Ct, Bluffton, SC 29910 Property Records

Beaufort County property record for 2 James O Ct, Bluffton, SC 29910

Property Summary

Property Type	Single Family Home
Details	1,091 sqft · built 1984
Owner	Individual Name on Record
Last Sale	$389,000 (Apr 2025)
Tax Bill	$741 (2025)
Deeds & Mortgages	Apr 2025 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`R60003600001550000`

Property Details

APN / Parcel Number

Primary APN	`R60003600001550000`
Alternative APN	`02556852`

Interior

Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,091 sqft Living Area

Exterior

Year Built	Built 1984
Exterior Material	Fiber Cement Siding
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Garage Type	Attached
Garage Area	294 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	02556852
Old Parcel Number	R60003600001550000
Street Address	2 JAMES O CT
City	BLUFFTON
State	SC
Zip	29910-6708
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	4116
Legal Description	LOT 26 PHASE I VERDIER VIEW PLAT BK 32 P 92
Legal Subdivision	VERDIER VIEW S/D
Legal Phase	1
Legal Lot Number	26
Jurisdiction	BEAUFORT SC
Township / Civil Division	BLUFFTON
Census Block Group	1
Census Block	1059
Census Tract	2102

Owner

Source: Beaufort County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2 JAMES O CT, BLUFFTON, SC 29910-6708
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 22, 2025 · Amount on Record
Deed Sale	Apr 22, 2025 · Amount on Record
Prior Sale	Jan 14, 2005 · Amount on Record
Deed Document Number	2025018092
Deed Book / Page	4424 / 503
Record Updated	Jun 8, 2026

April 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	BEAUFORT SC
Recording Date	Apr 22, 2025
Property Address	2 JAMES O CT, BLUFFTON, SC 29910-6708
Document Number	0000018092
Book / Page	4424 / 503
Instrument Date	Apr 11, 2025
Instrument	2025018092
Transaction Type	Transfer
Record Updated	Mar 12, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,011.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 JAMES O CT, BLUFFTON, SC 29910-6708

Mortgage

Document Number	0000018093
Date	Apr 22, 2025
Instrument	2025018093

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2055

Tax Assessment & Valuation

Source: Beaufort County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Beaufort County
Unified School District	Beaufort County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$741.00	$5,270 (-44.85%)
2024	$741.00	$9,556 (-) Land $2,200 Building $7,356	$238,900 (-) Land $55,000 Building $183,900
2023	$741.00 (+7.86%)	$9,556 (+72.37%) Land $2,200 Building $7,356	$238,900 (+72.37%) Land $55,000 Building $183,900
2022	$687.00	$5,544 Land $1,840 Building $3,704	$138,600 Land $46,000 Building $92,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 666 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	666 in force
Nearby Flood Claims	13 (1991–2021)
Claims Outside the SFHA	7 of 13
Most Recent Claim	Jun 2021 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims Hurricane Matthew, Oct 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 64% of South Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BJW&SA serves 164,829 people · EPA ID SC0720003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Fiber · Cable	1,000 / 1,000
Spectrum Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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