2 James Cir, Culloden, WV 25510 Property Records

Cabell County property record for 2 James Cir, Culloden, WV 25510

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,972 sqft · built 2018
Lot Size	0.58 acres (25,265 sqft)
Owner	2 Individual Names on Record
Last Sale	$220,000 (Dec 2018)
Tax Bill	$1,670 (2026)
Deeds & Mortgages	Jun 2023 Mortgage Feb 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`03-20-0182.0000`

Property Details

APN / Parcel Number

Primary APN	`03-20-0182.0000`
Alternative APN	`06-03-20-0182.0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,972 sqft Living Area
1st Floor Area	1,760 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	25,265 sqft (0.58 acres)
Terrain	Rolling

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2 JAMES CIR
City	CULLODEN
State	WV
Zip	25510-9049
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 2 MAPLE RDG 2 JAMES CIR MILTON C/F 20/81.2 2007 TAX YEAR
Legal Subdivision	MAPLE RIDGE
Legal Lot Number	2
Jurisdiction	CABELL WV
Township / Civil Division	2
Census Block Group	1
Census Block	1056
Census Tract	10802

Owner

Source: Cabell County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2 JAMES CIR, CULLODEN, WV 25510-9049
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2023	Deed of Trust, Mortgage · Conventional Mortgage VA
Feb 1, 2021	Deed of Trust, Mortgage · VA Mortgage CARRINGTON MORTGAGE SVCS
Mar 10, 2020	Deed of Trust, Mortgage · VA Mortgage CARRINGTON MORTGAGE SVCS
Jan 26, 2018	Deed of Trust, Mortgage · Conventional Mortgage HUNTINGTON FSB
Dec 28, 2018	Deed, Transfer · VA Mortgage CARRINGTON MORTGAGE SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 28, 2018 · Amount on Record
Deed Sale	Dec 28, 2018 · Amount on Record
Deed Document Number	20186000029
Deed Book / Page	1396 / 603
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABELL WV
Property Address	2 JAMES CIR, CULLODEN, WV 25510-9049
Transaction Type	Mortgage
Record Updated	Jun 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002925/702
Date	Jun 5, 2023
Book Page	2925/702
Instrument	6168681

Lender

Name	VA
Type	Government Agency

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Dec 1, 2050

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABELL WV
Property Address	2 JAMES CIR, CULLODEN, WV 25510-9049
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2819/386
Date	Feb 1, 2021
Book Page	2819/386
Instrument	6084854

Lender

Name	CARRINGTON MORTGAGE SVCS
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

Interest

Rate Type	Fixed Rate

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABELL WV
Property Address	2 JAMES CIR, CULLODEN, WV 25510-9049
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2772/244
Date	Mar 10, 2020
Book Page	2772/244
Instrument	6055209

Lender

Name	CARRINGTON MORTGAGE SVCS
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2050

Interest

Rate Type	Fixed Rate

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABELL WV
Property Address	2 JAMES CIR, CULLODEN, WV 25510-9049
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2691/0145
Date	Jan 26, 2018
Book Page	2691/0145
Instrument	5961326

Lender

Name	HUNTINGTON FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

December 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	CABELL WV
Recording Date	Dec 28, 2018
Property Address	2 JAMES CIR, CULLODEN, WV 25510-9049
Document Number	1396/603
Book / Page	1396 / 603
Map Reference	DB 1378 PG 60
Instrument Date	Dec 21, 2018
Instrument	6000029
Transaction Type	Transfer
Record Updated	May 20, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,210.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2 JAMES CIR, CULLODEN, WV 25510-9049

Mortgage

Document Number	6000030
Date	Dec 28, 2018
Instrument	6000030

Lender

Name	CARRINGTON MORTGAGE SVCS

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Cabell County assessment roll, as of November 14, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Cabell County
Unified School District	Cabell County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,670.00 (+6.64%)	$123,300 (+7.7%) Land $23,760 Building $99,540	$205,500 (+7.7%) Land $39,600 Building $165,900
2025	$1,566.00 (+4.61%)	$114,480 (+5.01%) Land $19,260 Building $95,220	$190,800 (+5.01%) Land $32,100 Building $158,700
2023	$1,497.00 (-17.97%)	$109,020 (-17.41%) Land $11,640 Building $97,380	$181,700 (-17.41%) Land $19,400 Building $162,300
2022	$1,825.00	$132,000 Land $11,640 Building $120,360	$220,000 Land $19,400 Building $200,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 43% of West Virginia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MILTON WATER serves 5,446 people · EPA ID WV3300609
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Aug 2018
Monitoring and Reporting	48 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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