Cabell County property record for 196 James Cir, Culloden, WV 25510
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 4,166 sqft · built 2007 |
| Lot Size | 0.685 acres (29,839 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $275,000 (Dec 2014) |
| Tax Bill | $2,757 (2026) |
| Deeds & Mortgages | Feb 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-20-0193.0000 |
| Primary APN | 03-20-0193.0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 4,166 sqft Living Area |
| 1st Floor Area | 3,584 sqft |
| Family Room | Family Room |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 29,839 sqft (0.685 acres) |
| Terrain | Rolling |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 196 JAMES CIR |
|---|---|
| City | CULLODEN |
| State | WV |
| Zip | 25510-7411 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 180 MAPLE RDG 196 JAMES CIR CULLODEN C/F 20/81.3 2007 TAX YEAR |
| Legal Subdivision | MAPLE RIDGE |
| Legal Lot Number | 180 |
| Jurisdiction | CABELL WV |
| Township / Civil Division | 2 |
| Census Block Group | 1 |
| Census Block | 1056 |
| Census Tract | 10802 |
196 James Cir is owned and occupied by two individuals who bought it in December 2014.
Source: Cabell County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 196 JAMES CIR, CULLODEN, WV 25510-7411 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 22, 2014 · Amount on File |
| Deed Sale | Dec 22, 2014 · Amount on File |
| Prior Sale | Jun 19, 2007 · Amount on File |
| Deed Book / Page | 1315 / 718 |
| Prior Transfer Date | Dec 12, 2014 |
| Prior Transfer Doc | 001315/718 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABELL WV |
| Property Address | 196 JAMES CIR, CULLODEN, WV 25510-7411 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | 002876/331 |
|---|---|
| Date | Feb 17, 2022 |
| Book Page | 2876/331 |
| Instrument | 6126304 |
| Name | FIFTH THIRD BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Feb 1, 2032 |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 196 James Cir was $2,757 with exemptions applied, up 7.2% from the year before.
Source: Cabell County assessment roll, as of November 14, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Cabell County |
| Unified School District | Cabell County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,757.00 (+7.19%) | $223,440 (+7.41%) Land $39,720 Building $183,720 | $372,400 (+7.41%) Land $66,200 Building $306,200 |
| 2025 | $2,572.00 Homeowner's exemption Disabled Person's exemption | $208,020 Land $32,220 Building $175,800 | $346,700 Land $53,700 Building $293,000 |
| 2023 | $2,487.00 (+3.75%) Homeowner's exemption Disabled Person's exemption | $201,060 (+3.97%) Land $19,440 Building $181,620 | $335,100 (+3.97%) Land $32,400 Building $302,700 |
| 2022 | $2,397.00 Homeowner's exemption Disabled Person's exemption | $193,380 Land $19,440 Building $173,940 | $322,300 Land $32,400 Building $289,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 196 James Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 196 James Cir is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 46% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Optimum Cable | 940 / 35 |
5G (outdoors only) and 4G LTE
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