2 Holt Cir, Fletcher, NC 28732 Property Records

Buncombe County property record for 2 Holt Cir, Fletcher, NC 28732

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 4,282 sqft · built 1993
Lot Size	0.73 acres (31,799 sqft)
Owner	2 Individual Names on Record
Last Sale	$527,500 (Oct 2020)
Tax Bill	$3,895 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3005699-2020-20`

Property Details

APN / Parcel Number

Primary APN	`3005699-2020-20`
Alternative APNs	`9685-30-3011-00000` `968401392955000` `008270901`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,282 sqft Living Area
Gross Area	5,187 sqft
1st Floor Area	1,868 sqft
Basement Area	1,907 sqft
Finished Basement	1,530 sqft
Unfinished Basement	377 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Contemporary
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	31,799 sqft (0.73 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	228 sqft
Deck Area	480 sqft
Patio Area	440 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	3005699-2020-20
Street Address	2 HOLT CIR
City	FLETCHER
State	NC
Zip	28732-8427
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OU
Legal Description	SUBDIV: BRUSH CREEK FARMS LOT: 06 PLAT: 0060-0003
Legal Subdivision	BRUSH CREEK FARMS
Legal Block	3
Legal Lot Number	06
Jurisdiction	BUNCOMBE NC
Township / Civil Division	FAIRVIEW
Census Block Group	3
Census Block	3016
Census Tract	3204

Owner

Source: Buncombe County records, as of June 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2 HOLT CIR, FLETCHER, NC 28732-8427
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2023	Deed of Trust, Mortgage · Line of Credit UNITED FCU
Oct 2, 2020	Warranty Deed, Transfer · Conventional Mortgage UNITED FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 2, 2020 · Amount on Record
Deed Sale	Oct 2, 2020 · Amount on Record
Prior Sale	Jun 6, 2014 · Amount on Record
Deed Book / Page	5957 / 529
Prior Transfer Date	Apr 19, 1999
Prior Transfer Doc	2088000359
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	2 HOLT CIR, FLETCHER, NC 28732-8427
Transaction Type	Mortgage
Record Updated	Dec 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0063661507
Date	Nov 20, 2023
Book Page	6366/1507

Lender

Name	UNITED FCU
Type	Credit Union
Address	SAINT JOSEPH, MI 49085

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Nov 25, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Oct 2, 2020
Property Address	2 HOLT CIR, FLETCHER, NC 28732-8427
Document Number	0059570529
Book / Page	5957 / 529
Map Reference	MB 175 PG 79
Instrument Date	Sep 29, 2020
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,055.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	183 MAIN ST, 183, HIGHLANDS, NC 28741-8305

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 HOLT CIR, FLETCHER, NC 28732-8427

Mortgage

Document Number	0005957532
Date	Oct 2, 2020
Instrument	5957/532

Lender

Name	UNITED FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Buncombe County assessment roll, as of September 22, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Buncombe County
Unified School District	Buncombe County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,895.00 (+4.28%)	$551,300 (-) Land $60,500 Building $490,800	$551,300 (-) Land $60,500 Building $490,800
2024	$3,735.00 (+5.39%)
2023	$3,544.00	$551,300	$551,300 (-) Land $60,500 Building $490,800
2021			$551,300 Land $60,500 Building $490,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	7 (2021–2024)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 5 claims Remnants Of Tropical Storm Fred, Aug 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 68% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Holt Cir

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