10 Holt Cir, Fletcher, NC 28732 Property Records

Buncombe County property record for 10 Holt Cir, Fletcher, NC 28732

Property Summary

Property Type	Single Family Home
Details	4 bd · 6 ba · 2,885 sqft · built 1996
Lot Size	0.9 acres (39,204 sqft)
Owner	2 Company Names on Record
Last Sale	$572,000 (Aug 2023)
Tax Bill	$2,974 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Aug 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`9685-30-0391-00000`

Property Details

APN / Parcel Number

Primary APN	`9685-30-0391-00000`
Alternative APN	`968518300236000`

Interior

Bedrooms	4 Beds
Full Baths	6 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,885 sqft Living Area
Gross Area	4,083 sqft
1st Floor Area	2,515 sqft
2nd Floor Area	1,020 sqft
Basement Area	1,585 sqft
Finished Basement	835 sqft
Unfinished Basement	750 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Architectural Style	Conventional
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	39,204 sqft (0.9 acres)
Terrain	Rolling
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	350 sqft
Patio Area	600 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Old Parcel Number	968518300236000
Street Address	10 HOLT CIR
City	FLETCHER
State	NC
Zip	28732-8427
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	DEED DATE:08/02/2023 DEED
Legal Description	DEED DATE:08/02/2023 DEED:6339-1816 SUBDIV:BRUSH CREEK FARMS LOT:04 PLAT:0060-0003
Legal Subdivision	BRUSH CREEK FARMS
Legal Lot Number	4
Jurisdiction	BUNCOMBE NC
Township / Civil Division	FAIRVIEW
Census Block Group	3
Census Block	3016
Census Tract	3204

Owner

Source: Buncombe County records, as of September 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Co-owner	Co-owner on Record
Mailing Address	10 HOLT CIR, FLETCHER, NC 28732-8427
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2023	Warranty Deed, Transfer · Conventional Mortgage ALCOVA MORTGAGE LLC
Aug 8, 2023	Deed, Transfer

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Aug 8, 2023 · Amount on Record
Deed Sale	Aug 8, 2023 · Amount on Record
Prior Sale	Aug 2, 2023 · Amount on Record
Deed Document Number	0000634150
Deed Book / Page	6341 / 50
Record Updated	Jun 8, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Aug 2, 2023
Property Address	10 HOLT CIR, FLETCHER, NC 28732-8427
Document Number	0063391816
Book / Page	6339 / 1816
Map Reference	MB 65 PG 58
Instrument Date	Jul 31, 2023
Transaction Type	Transfer
Record Updated	Aug 14, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,144.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2071 OLD PEACHTREE RD, LAWRENCEVILLE, GA 30043-2824

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 HOLT CIR, FLETCHER, NC 28732-8427

Mortgage

Document Number	0063391822
Date	Aug 2, 2023
Instrument	6339/1822

Lender

Name	ALCOVA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2038

August 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Aug 8, 2023
Property Address	10 HOLT CIR, FLETCHER, NC 28732-8427
Document Number	0063410050
Book / Page	6341 / 50
Map Reference	MB 65 PG 58
Instrument Date	Jul 31, 2023
Transaction Type	Transfer
Record Updated	Aug 18, 2023

Transaction

Amount	Amount Recorded
Tax	$1,144.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	162 COXE AVE UNIT 102, 102, ASHEVILLE, NC 28801-4040

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	10 HOLT CIR, FLETCHER, NC 28732-8427

Tax Assessment & Valuation

Source: Buncombe County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Buncombe County
Unified School District	Buncombe County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,974.00 (-12.56%)	$420,900 (-20.43%)
2023	$3,401.00 (+1.58%)	$529,000 (-)	$529,000 (-) Land $61,500 Building $467,500
2022	$3,348.00	$529,000	$529,000 (+25.68%) Land $61,500 Building $467,500
2021			$420,900 Land $62,200 Building $358,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	7 (2021–2024)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 5 claims Remnants Of Tropical Storm Fred, Aug 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 65% of North Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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