2 Heritage Ln, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 2 Heritage Ln, Saugus, MA 01906

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,368 sqft · built 1997
Lot Size	0.723 acres (31,498 sqft)
Owner	2 Individual Names on File
Last Sale	$585,000 (Sep 2014)
Tax Bill	$10,260 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jun 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`SAUG M:011-B B:0006 L:0002`

Property Details

APN / Parcel Number

Primary APN	`SAUG M:011-B B:0006 L:0002`
Alternative APNs	`M:011=B B:0006 L:0002` `96024407`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,368 sqft Living Area
Gross Area	4,338 sqft
1st Floor Area	1,136 sqft
Basement Area	1,232 sqft
Unfinished Basement	1,232 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	31,498 sqft (0.723 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	96024407
Street Address	2 HERITAGE LN
City	SAUGUS
State	MA
Zip	01906-3187
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NA
Legal Block	6
Legal Lot Number	2
Jurisdiction	SAUGUS MA
Township / Civil Division	SAUGUS
Census Block Group	1
Census Block	1014
Census Tract	208402

Owner

Source: Essex County and Saugus Town assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2 HERITAGE LN, SAUGUS, MA 01906-3187
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2026	Quit Claim Deed, Transfer · ARM INSTITUTION FOR SAVINGS
Jun 7, 2018	Deed of Trust, Mortgage · Line of Credit ST JEANS CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 25, 2014 · Amount on Record
Deed Sale	Sep 25, 2014 · Amount on Record
Prior Sale	Jul 1, 1996 · Amount on Record
Deed Book / Page	33564 / 328
Record Updated	Sep 20, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAUGUS MA
Recording Date	Jul 15, 2026
Property Address	2 HERITAGE LN, SAUGUS, MA 01906-3187
Document Number	0000003490
Book / Page	43508 / 516
Instrument Date	Jul 13, 2026
Instrument	20263490
Transaction Type	Transfer
Record Updated	Aug 5, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2 HERITAGE LN, SAUGUS, MA 01906-3187

Mortgage

Date	Jul 15, 2026

Lender

Name	INSTITUTION FOR SAVINGS

Agreement

Type	ARM
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Initial Type	Adjustable Rate
Type Change Date	Aug 1, 2031
Index	1-Year CMT
Margin	3
Max Rate	-1%

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	2 HERITAGE LN, SAUGUS, MA 01906-3187
Document Number	36782-444
Instrument Date	Jun 7, 2018
Transaction Type	Mortgage
Record Updated	Jul 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 HERITAGE LN SAUGUS MA 019063187, SAUGUS, MA 01906-3187

Mortgage

Document Number	36782-444
Date	Jun 13, 2018
Book Page	036782/000444
Instrument	1806131070

Lender

Name	ST JEANS CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Essex County and Saugus Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Saugus Town
Unified School District	Saugus School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,260.00 (+2.79%)	$960,700 (+2.5%) Land $459,500 Building $501,200	$904,210
2024	$9,982.00 (+7.47%)	$937,300 (+13.63%) Land $444,400 Building $492,900
2023	$9,288.00	$824,900 Land $359,400 Building $465,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAUGUS WATER DEPT. (MWRA) serves 27,844 people · EPA ID MA3262000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

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