1 Heritage Ln, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 1 Heritage Ln, Saugus, MA 01906

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 4,806 sqft · built 1998
Lot Size	0.464 acres (20,216 sqft)
Owner	2 Individual Names on File
Last Sale	$122,000 (Sep 1997)
Tax Bill	$14,281 (2026)
Deeds & Mortgages	Jul 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`SAUG M:011-B B:0006 L:0001`

Property Details

APN / Parcel Number

Primary APN	`SAUG M:011-B B:0006 L:0001`
Alternative APNs	`M:011=B B:0006 L:0001` `96023313`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	13 Rooms
Stories	2 Stories
Building Area	4,806 sqft Living Area
Gross Area	8,902 sqft
1st Floor Area	2,502 sqft
Basement Area	2,474 sqft
Unfinished Basement	2,474 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,216 sqft (0.464 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	96023313
Street Address	1 HERITAGE LN
City	SAUGUS
State	MA
Zip	01906-3188
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NA
Legal Block	6
Legal Lot Number	1
Jurisdiction	SAUGUS MA
Township / Civil Division	SAUGUS
Census Block Group	1
Census Block	1015
Census Tract	208402

Owner

1 Heritage Ln is owned and occupied by two individuals who bought it in September 1997.

Source: Essex County and Saugus Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1 HERITAGE LN, SAUGUS, MA 01906-3188
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 8, 1997 · Amount on File
Deed Sale	Sep 8, 1997 · Amount on File
Deed Book / Page	14307 / 600
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Recording Date	Jul 28, 2026
Property Address	1 HERITAGE LN, SAUGUS, MA 01906-3188
Document Number	0000000330
Book / Page	43532 / 47
Instrument Date	Jul 23, 2026
Instrument	2026330
Transaction Type	Mortgage
Record Updated	Aug 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 HERITAGE LN, SAUGUS, MA 01906-3188

Mortgage

Document Number	0000000330,
Date	Jul 28, 2026
Book Page	43532/47
Instrument	2026330

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Initial Type	Adjustable Rate
Type Change Date	Aug 1, 2031
Index	Other
Margin	3
Max Rate	-1%

Tax Assessment & Valuation

The 2026 property tax bill for 1 Heritage Ln was $14,281, up 3.7% from the year before.

Source: Essex County and Saugus Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Saugus Town
Unified School District	Saugus School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$14,281.00 (+3.65%)	$1,370,500 (+6.23%) Land $500,100 Building $864,500	$1,347,505 (+5.16%)
2025	$13,778.00 (+2.67%)	$1,290,100 (+2.38%) Land $455,100 Building $835,000	$1,281,360
2024	$13,420.00 (+6.58%)	$1,260,100 (+12.68%) Land $440,100 Building $820,000
2023	$12,592.00	$1,118,300 Land $355,100 Building $763,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1 Heritage Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1 Heritage Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAUGUS WATER DEPT. (MWRA) serves 27,844 people · EPA ID MA3262000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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