2 Harper Ct, Lafayette, CA 94549 Property Records

Contra Costa County property record for 2 Harper Ct, Lafayette, CA 94549 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,998 sqft · built 1975
Lot Size	0.318 acres (13,860 sqft)
Owner	Individual Name on File
Last Sale	$1,712,500 (Jul 2023)
Tax Bill	$21,102 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Dec 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`232-071-007-8`

Property Details

APN / Parcel Number

Primary APN	`232-071-007-8`
Alternative APN	`232-071-007`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	1 Story
Building Area	2,998 sqft Living Area
1st Floor Area	1,183 sqft
Basement Area	1,815 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1995
Architectural Style	Contemporary
Exterior Material	Wood Siding
Roof Material	Wood Shingle
Lot Area	13,860 sqft (0.318 acres)
Garage Type	Attached
Garage Area	517 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2 HARPER CT
City	LAFAYETTE
State	CA
Zip	94549-3111
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 3445 LOT 2
Legal Subdivision	SUBDIVISION 3445
Legal Tract	3445
Legal Lot Number	2
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	3
Census Block	3001
Census Tract	348000

Owner

Source: Contra Costa County records · APN 232-071-007-8

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2 HARPER CT, LAFAYETTE, CA 94549-3111
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2023	Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Dec 09, 2022	Grant Deed, Transfer · Conventional Mortgage CHANGE LENDING LLC
Oct 13, 2017	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Jun 02, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 13, 2023 · Amount on Record
Deed Sale	Jul 13, 2023 · Amount on Record
Prior Sale	Dec 09, 2022 · Amount on Record
Deed Document Number	202366436
Prior Transfer Date	Dec 03, 2009
Prior Transfer Doc	0000291790
Record Updated	Sep 20, 2026

July 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jul 13, 2023
Property Address	2 HARPER CT, LAFAYETTE, CA 94549-3111
Document Number	0000066436
Map Reference	MB 113 PG 46
Instrument Date	Jul 06, 2023
Instrument	2023-066436
Transaction Type	Transfer
Record Updated	Jul 24, 2023
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 HARPER CT, LAFAYETTE, CA 94549-3111

Mortgage

Document Number	0000066437
Date	Jul 13, 2023
Instrument	2023-066437

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2053

December 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Dec 09, 2022
Property Address	2 HARPER CT, LAFAYETTE, CA 94549-3111
Document Number	0000182604
Map Reference	MB 113 PG 46
Instrument Date	Nov 16, 2022
Instrument	2022-182604
Transaction Type	Transfer
Record Updated	Dec 19, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2 HARPER CT, LAFAYETTE, CA 94549-3111

Mortgage

Document Number	0000182605
Date	Dec 09, 2022
Instrument	2022-182605

Lender

Name	CHANGE LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2053

Interest

Rate Type	Adjustable Rate
Rate	7.99%
Type Change Date	Jan 01, 2024
Change Frequency	6 Months
Min Rate At Change	7.99%
Max Rate At Change	9.99%
Index	Other
Margin	5
Max Rate	12.9%

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2 HARPER CT, LAFAYETTE, CA 94549-3111
Transaction Type	Mortgage
Record Updated	Nov 03, 2022
Title Company	FIRST AMERICAN TITLE CO LA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000187917
Date	Oct 13, 2017
Instrument	2017-187917

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Nov 01, 2042

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2 HARPER CT, LAFAYETTE, CA 94549-3111
Transaction Type	Mortgage
Record Updated	Nov 03, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000104364
Date	Jun 02, 2020
Instrument	2020-104364

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Type Change Date	Jun 01, 2030
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.62%
Index	1-Year LIBOR
Max Rate	8.62%

Tax Assessment & Valuation

Source: Contra Costa County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Lafayette City
Secondary School District	Acalanes Union High School District (09 - 12)
Elementary School District	Lafayette Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value
2026		$1,781,684 (+2%) Land $1,009,708 Building $771,976
2025	$21,102.00 (+14.86%)	$1,746,750 (+16.45%) Land $989,910 Building $756,840
2023	$18,372.00 (+102.98%)	$1,500,000 (+133.85%) Land $800,000 Building $700,000
2022	$9,051.00	$641,443 Land $190,690 Building $450,753

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Contra Costa County (06013C), updated October 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060133480003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (1980–2019)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 2019, other causes

Wildfire

Wildfire Risk	Moderate above 55% of the US · above 32% of California
Wildfire Likelihood	About 1 in 725 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 272 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 250
Unwired	Fixed Wireless	300 / 25
Verizon	Fixed Wireless	300 / 20

May also be available at this address: Etheric Communications, LLC., AT&T, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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