1 Harper Ct, Lafayette, CA 94549 Property Records

Contra Costa County property record for 1 Harper Ct, Lafayette, CA 94549 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,091 sqft · built 1969
Lot Size	0.562 acres (24,500 sqft)
Owner	2 Individual Names on File
Last Sale	$1,138,000 (Aug 2021)
Tax Bill	$15,200 (2025)
Deeds & Mortgages	Aug 2021 Line of Credit Oct 2025 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`232-071-004-5`

Property Details

APN / Parcel Number

Primary APN	`232-071-004-5`
Alternative APN	`232-071-004`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,091 sqft Living Area
1st Floor Area	1,091 sqft

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1995
Lot Area	24,500 sqft (0.562 acres)
Garage Type	Attached
Garage Area	417 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	1 HARPER CT
City	LAFAYETTE
State	CA
Zip	94549-3111
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 3445 LOT 9
Legal Subdivision	SUBDIVISION 3445
Legal Tract	3445
Legal Lot Number	9
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	3
Census Block	3001
Census Tract	348000

Owner

Source: Contra Costa County records · APN 232-071-004-5

Assessment roll updated July 14, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1 HARPER CT, LAFAYETTE, CA 94549-3111
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2021	Deed of Trust, Mortgage · Line of Credit UNIVERSITY CU
Oct 24, 2025	Intrafamily Transfer, Transfer · Line of Credit REDWOOD CU
Aug 31, 2021	Grant Deed, Transfer · Conventional Mortgage SUMMIT FUNDING INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 31, 2021 · Amount on Record
Deed Sale	Aug 31, 2021 · Amount on Record
Prior Sale	Dec 12, 2008 · Amount on Record
Deed Document Number	2021243298
Prior Transfer Date	Oct 13, 2011
Prior Transfer Doc	0000232909
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1 HARPER CT, LAFAYETTE, CA 94549-3111
Transaction Type	Mortgage
Record Updated	Nov 11, 2025
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 TWIN OAKS AVE, SAN RAFAEL, CA 94901-1915

Mortgage

Document Number	0000243300
Date	Aug 31, 2021
Instrument	2021-243300

Lender

Name	UNIVERSITY CU
Type	Credit Union
Address	LOS ANGELES, CA 90025

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Oct 24, 2025
Property Address	1 HARPER CT, LAFAYETTE, CA 94549-3111
Document Number	0000112570
Map Reference	MB 111 PG 46
Instrument Date	Oct 20, 2025
Instrument	2025- 112570
Transaction Type	Transfer
Record Updated	Nov 11, 2025
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1 HARPER CT, LAFAYETTE, CA 94549-3111

Mortgage

Document Number	0000112571
Date	Oct 24, 2025
Instrument	2025- 112571

Lender

Name	REDWOOD CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Oct 15, 2050

Interest

Change Frequency	Monthly

August 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Aug 31, 2021
Property Address	1 HARPER CT, LAFAYETTE, CA 94549-3111
Document Number	0000243298
Map Reference	MB 113 PG 46
Instrument Date	Aug 23, 2021
Instrument	2021-243298
Transaction Type	Transfer
Record Updated	Nov 07, 2025
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1 HARPER CT, LAFAYETTE, CA 94549-3111

Mortgage

Document Number	0000243299
Date	Aug 31, 2021
Instrument	2021-243299

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2051

Tax Assessment & Valuation

Source: Contra Costa County records · Assessment roll updated July 14, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Lafayette City
Secondary School District	Acalanes Union High School District (09 - 12)
Elementary School District	Lafayette Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$1,276,806 (+5.73%) Land $974,188 Building $302,618
2025	$15,200.00 (+3.58%) Homeowner's exemption	$1,207,654 (+4.04%) Land $955,087 Building $252,567
2023	$14,675.00 (+1.56%) Homeowner's exemption	$1,160,760 Land $918,000 Building $242,760
2022	$14,449.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Contra Costa County (06013C), updated October 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060133480003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (1980–2019)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 2019, other causes

Wildfire

Wildfire Risk	Moderate above 55% of the US · above 32% of California
Wildfire Likelihood	About 1 in 725 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 272 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 250
Unwired	Fixed Wireless	300 / 25
Verizon	Fixed Wireless	300 / 20

May also be available at this address: Etheric Communications, LLC., AT&T, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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