2 Harmony Rd, Toms River, NJ 08757 Property Records

Ocean County and Berkeley Township property record for 2 Harmony Rd, Toms River, NJ 08757

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,200 sqft · built 1986
Lot Size	0.168 acres (7,301 sqft)
Owner	2 Individual Names on File
Last Sale	$310,000 (May 2022)
Tax Bill	$3,095 (2025)
Deeds & Mortgages	May 2022 Sale Mar 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`06-00005-15-00001`

Property Details

APN / Parcel Number

Primary APN	`06-00005-15-00001`
Alternative APN	`0600005001500001`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,200 sqft Living Area
1st Floor Area	1,200 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Ranch
Construction Type	Frame
Roof Type	Gable
Roof Material	Asbestos
Lot Area	7,301 sqft (0.168 acres)
Lot Dimensions	100 ft deep x 73 ft wide
Parking Spaces	1 Parking Space
Porch	Enclosed Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	2 HARMONY RD
City	TOMS RIVER
State	NJ
Zip	08757-6347
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PRRC
Legal Description	73X100
Legal Subdivision	SILVER RDG PARK NORTH SEC 03
Legal Block	5.15
Legal Lot Number	1
Jurisdiction	OCEAN NJ
Township / Civil Division	BERKELEY
Census Block Group	4
Census Block	4014
Census Tract	731202

Owner

2 Harmony Rd is owned and occupied by two individuals who bought it in May 2022.

Source: Ocean County and Berkeley Township records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2 HARMONY RD, TOMS RIVER, NJ 08757-6347
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 3, 2022	Deed, Transfer FOUNDATION TITLE, FOUNDATION TITLE LLC
Mar 19, 2021	Deed of Trust, Mortgage · Line of Credit SANTANDER BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 3, 2022 · Amount on File
Deed Sale	May 3, 2022 · Amount on File
Prior Sale	Aug 15, 2005 · Amount on File
Deed Document Number	202252281
Deed Book / Page	19014 / 1591
Record Updated	Oct 29, 2026

May 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	OCEAN NJ
Recording Date	May 3, 2022
Property Address	2 HARMONY RD, TOMS RIVER, NJ 08757-6347
Document Number	0190141591
Book / Page	19014 / 1591
Instrument Date	Apr 20, 2022
Instrument	2022052281
Transaction Type	Transfer
Record Updated	May 12, 2022
Title Company	FOUNDATION TITLE, FOUNDATION TITLE LLC

Transaction

Amount	Amount on Record
Tax	$1,793.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	176 HARDING PL, 176, MAYWOOD, NJ 07607-1706

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 HARMONY RD, TOMS RIVER, NJ 08757-6347

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	2 HARMONY RD, TOMS RIVER, NJ 08757-6347
Transaction Type	Mortgage
Record Updated	Apr 1, 2021
Title Company	MORTGAGE CONNECT LP, MORTGAGE CONNECT LP VENDOR

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 HARMONY RD, TOMS RIVER, NJ 08757-6347

Mortgage

Document Number	0183770657
Date	Mar 19, 2021
Book Page	18377/657
Instrument	2021043357

Lender

Name	SANTANDER BANK NA
Type	Bank
Address	READING, PA 19602

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	357 Months
Due	Dec 3, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 2 Harmony Rd was $3,095, up 7.4% from the year before.

Source: Ocean County and Berkeley Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Ocean County
County Subdivision	Berkeley Township
Elementary School District	Berkeley Township School District (KG - 06)
Secondary School District	Central Regional School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$119,500 (-) Land $30,000 Building $89,500	$119,500 (-) Land $30,000 Building $89,500
2025	$3,095.00 (+7.43%)	$119,500 Land $30,000 Building $89,500	$119,500 Land $30,000 Building $89,500
2024	$2,881.00
2023		$119,500 Land $30,000 Building $89,500	$119,500 Land $30,000 Building $89,500
2022	$2,471.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2 Harmony Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1991.

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (1991–2005)
Most Recent Claim	Apr 2005 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2 Harmony Rd is moderate, ranking above 56% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 71% of New Jersey
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY TOMS RIVER private · serves 123,184 people · EPA ID NJ1507005
Water Source	Groundwater
Last State Inspection	Mar 2023
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 669 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	1,200 / 35

May also be available: AT&T.

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