1 Harmony Rd, Toms River, NJ 08757 Property Records

Ocean County and Berkeley Township property record for 1 Harmony Rd, Toms River, NJ 08757

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,494 sqft · built 1986
Lot Size	0.138 acres (5,998 sqft)
Owner	2 Individual Names on File
Last Sale	$160,000 (Sep 2019)
Tax Bill	$3,427 (2025)
Deeds & Mortgages	Mar 2023 Mortgage Jan 2023 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`06-00005-14-00038`

Property Details

APN / Parcel Number

Primary APN	`06-00005-14-00038`
Alternative APN	`0600005001400038`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,494 sqft Living Area
1st Floor Area	1,494 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Ranch
Construction Type	Frame
Roof Type	Gable
Roof Material	Asbestos
Lot Area	5,998 sqft (0.138 acres)
Lot Dimensions	100 ft deep x 60 ft wide
Parking Spaces	1 Parking Space
Porch	Open Porch

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	1 HARMONY RD
City	TOMS RIVER
State	NJ
Zip	08757-6348
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PRRC
Legal Description	60X100
Legal Subdivision	SILVER RDG PARK NORTH SEC 2
Legal Block	5.14
Legal Lot Number	38
Jurisdiction	OCEAN NJ
Township / Civil Division	BERKELEY
Census Block Group	4
Census Block	4019
Census Tract	731202

Owner

1 Harmony Rd is owned and occupied by two individuals who acquired it in April 2022.

Source: Ocean County and Berkeley Township records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1 HARMONY RD, TOMS RIVER, NJ 08757-6348
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2023	Deed of Trust, Mortgage JOSEPHINE KEMPF
Jan 10, 2023	Intrafamily Transfer, Transfer · Stand-Alone Refinance JOSEPHINE KEMPF
Dec 20, 2019	Deed of Trust, Mortgage · Conventional Mortgage JOSEPHINE KEMPF
Sep 26, 2019	Grant Deed, Transfer · Conventional Mortgage JOSEPHINE KEMP
Oct 31, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 26, 2019 · Amount on File
Deed Sale	Sep 26, 2019 · Amount on File
Prior Sale	Oct 31, 2017
Deed Document Number	201996333
Deed Book / Page	17621 / 1831
Last Transfer Date	Apr 27, 2022
Transfer Doc	0192710629
Record Updated	Sep 20, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	1 HARMONY RD, TOMS RIVER, NJ 08757-6348
Transaction Type	Mortgage
Record Updated	Mar 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 HARMONY RD, TOMS RIVER, NJ 08757-6348

Mortgage

Document Number	0193171916
Date	Mar 8, 2023
Book Page	19317/1916
Instrument	2023017180

Lender

Name	JOSEPHINE KEMPF
Type	Private Party
Address	1432 WINDSOR AVE, TOMS RIVER, NJ 08753

Agreement

Amount	Amount on Record
Term	47 Months
Due	Feb 10, 2027

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OCEAN NJ
Recording Date	Jan 10, 2023
Property Address	1 HARMONY RD, TOMS RIVER, NJ 08757-6348
Document Number	0192710629
Book / Page	19271 / 629
Instrument Date	Apr 27, 2022
Instrument	2023001919
Transaction Type	Transfer
Record Updated	Jan 25, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1 HARMONY RD, TOMS RIVER, NJ 08757-6348

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 HARMONY RD, TOMS RIVER, NJ 08757-6348

Mortgage

Document Number	2023001920
Date	Jan 10, 2023
Instrument	2023001920

Lender

Name	JOSEPHINE KEMPF
Type	Private Party

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	27 Months
Due	Apr 27, 2025

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	1 HARMONY RD, TOMS RIVER, NJ 08757-6348
Document Number	0177781322
Instrument Date	Dec 20, 2019
Transaction Type	Mortgage
Record Updated	Feb 27, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 HARMONY RD TOMS RIVER NJ 087576348, TOMS RIVER, NJ 08757-6348

Mortgage

Document Number	0177781322
Date	Feb 6, 2020
Book Page	017778/001322
Instrument	13476

Lender

Name	JOSEPHINE KEMPF
Address	1432 WINDSOR AVE, TOMS RIVER, NJ 08753-4534

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	12 Months
Due	Feb 5, 2021

Interest

Rate	5%

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OCEAN NJ
Recording Date	Sep 26, 2019
Property Address	1 HARMONY RD, TOMS RIVER, NJ 08757-6348
Document Number	0176211831
Book / Page	017621 / 001831
Instrument Date	Jul 4, 2019
Instrument	96333
Transaction Type	Transfer
Record Updated	Oct 24, 2019
Title Company	VICTORIA ABSTRACT SETTLEMENT SERVICES L, VICTORIA ABS SETTLEMENT SVCS L

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$160.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 HARMONY RD TOMS RIVER NJ 087576348, TOMS RIVER, NJ 08757-6348

Mortgage

Document Number	176211842
Date	Sep 26, 2019
Book Page	017621/001842
Instrument	96334

Lender

Name	JOSEPHINE KEMP
Address	1432 WINDSOR AVE, TOMS RIVER, NJ 08753-4534

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	24 Months
Due	Sep 25, 2021

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OCEAN NJ
Recording Date	Oct 31, 2017
Property Address	1 HARMONY RD, TOMS RIVER, NJ 08757-6348
Document Number	0169220332
Book / Page	016922 / 000332
Instrument Date	Oct 25, 2017
Instrument	114943
Transaction Type	Transfer
Record Updated	Jan 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	94 CLAREMONT AVE SADDLE BROOK NJ 076634810, SADDLE BROOK, NJ 07663-4810

Tax Assessment & Valuation

The 2025 property tax bill for 1 Harmony Rd was $3,427, up 7.5% from the year before.

Source: Ocean County and Berkeley Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Ocean County
County Subdivision	Berkeley Township
Elementary School District	Berkeley Township School District (KG - 06)
Secondary School District	Central Regional School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$132,300 (-) Land $30,000 Building $102,300	$132,300 (-) Land $30,000 Building $102,300
2025	$3,427.00 (+7.46%)	$132,300 Land $30,000 Building $102,300	$132,300 Land $30,000 Building $102,300
2024	$3,189.00
2023		$126,900 Land $30,000 Building $96,900	$126,900 Land $30,000 Building $96,900
2022	$2,889.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1 Harmony Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1991.

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (1991–2005)
Most Recent Claim	Apr 2005 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1 Harmony Rd is moderate, ranking above 56% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 71% of New Jersey
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY TOMS RIVER private · serves 123,184 people · EPA ID NJ1507005
Water Source	Groundwater
Last State Inspection	Mar 2023
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 669 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	1,200 / 35

May also be available: AT&T.

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