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2 Gentle Rain Ln, Murphy, NC 28906 Property Records

Cherokee County property record for 2 Gentle Rain Ln, Murphy, NC 28906 · Last verified October 2025

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,224 sqft · built 2023
Lot Size1.61 acres (70,132 sqft)
OwnerIndividual Name on File
Last Sale$349,000 (Oct 2023)
Tax Bill$1,347 (2025)
Deeds & MortgagesOct 2023 Sale
Apr 2023 Sale & Construction Loan
Flood ZoneZone X (minimal risk)
APN449901293702000

Property Details

APN / Parcel Number

Primary APN449901293702000
Alternative APNs
  • 34304
  • 61323

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,224 sqft Heated Area
FlooringWood
Interior WallsPlaster
FireplaceFireplace

Exterior

Year BuiltBuilt 2023
Exterior MaterialWood Siding
Roof TypeCathedral/Clerestory
Roof MaterialMetal
Lot Area70,132 sqft (1.61 acres)
Lot Width628 ft Width
TerrainMountain
PorchOpen Porch
Porch Area400 sqft
Deck Area128 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number61323
Street Address2 GENTLE RAIN LN
CityMURPHY
StateNC
Zip28906
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 11 OVERLOOK @ MARTINS CRK 1733/1268
Legal Lot Number11
JurisdictionCHEROKEE NC
Township / Civil DivisionMURPHY
Census Block Group1
Census Block1021
Census Tract930501

Owner

Source: Cherokee County records · APN 449901293702000

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address1018 SE PARADISE AVE, CRYSTAL RIVER, FL 34429-4953
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 20, 2023Warranty Deed, Transfer
Apr 28, 2023Special Warranty Deed, Construction Loan · Construction Mortgage
NANTAHALA BANK & TRUST COMPANY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 20, 2023 · Amount on Record
Deed SaleOct 20, 2023 · Amount on Record
Prior SaleApr 28, 2023 · Amount on Record
Deed Document Number5341
Deed Book / Page1744 / 1124
Record UpdatedJun 08, 2026

October 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHEROKEE NC
Recording DateOct 20, 2023
Property AddressPOINT OVERLOOK TRL, MURPHY, NC 28906
Document Number01744/1124
Book / Page1744 / 1124
Instrument DateOct 17, 2023
Instrument5341
Transaction TypeTransfer
Record UpdatedNov 22, 2023

Transaction

AmountAmount Recorded
Tax$698.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address179 HARRIS CHAPEL RD, MURPHY, NC 28906-4228

Transferred To (Grantee/Buyer)

NameVerified Name
Address1018 SE PARADISE AVE, CRYSTAL RIVER, FL 34429-4953

April 2023: Special Warranty Deed, Construction Loan

Document TypeSpecial Warranty Deed
JurisdictionCHEROKEE NC
Recording DateApr 28, 2023
Property AddressPOINT OVERLOOK TRL, MURPHY, NC 28906
Document Number01733/1268
Book / Page1733 / 1268
Instrument DateMar 09, 2023
Instrument2016
Transaction TypeConstruction Loan
Record UpdatedMay 24, 2023

Transaction

AmountAmount Recorded
Tax$46.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address120 SILER RD, FRANKLIN, NC 28734-1985

Transferred To (Grantee/Buyer)

NameVerified Name
Address179 HARRIS CHAPEL RD, MURPHY, NC 28906-4228

Mortgage

Document Number0017331271
DateApr 28, 2023
Instrument1733/1271
Lender
NameNANTAHALA BANK & TRUST COMPANY
TypeBank
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term72 Months
DueApr 28, 2029

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCherokee County
Unified School DistrictCherokee County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,347.00$196,000 (+553.33%)$196,000 (+553.33%) Land $30,000 Building $166,000
2023$30,000$30,000 Land $30,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cherokee County (37039C), updated February 5, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370399305011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskModerate
above 64% of the US · above 87% of North Carolina
Wildfire LikelihoodAbout 1 in 476 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 29 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Blue Ridge Mountain Electric MembershipFiber1,000 / 1,000
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

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