15 Gentle Rain Ln, Murphy, NC 28906 Property Records

Cherokee County property record for 15 Gentle Rain Ln, Murphy, NC 28906

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,417 sqft · built 2020
Lot Size1.72 acres (74,923 sqft)
OwnerIndividual Name on Record
Last Sale$319,000 (Jun 2021)
Tax Bill$1,348 (2025)
Deeds & MortgagesJun 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN449901295711000

Property Details

APN / Parcel Number

Primary APN449901295711000
Alternative APN
  • 54957

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,417 sqft Heated Area
Basement Area988 sqft
FlooringWood
Interior WallsPlaster
FireplaceFireplace

Exterior

Year BuiltBuilt 2020
Exterior MaterialWood Siding
Roof TypeCathedral/Clerestory
Roof MaterialAsphalt
Lot Area74,923 sqft (1.72 acres)
Lot Width212 ft Width
TerrainMountain
PorchOpen Porch
Porch Area908 sqft
Deck Area260 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number54957
Street Address15 GENTLE RAIN LN
CityMURPHY
StateNC
Zip28906-3139
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 6 OVERLOOK @ MARTINS CRK 1614/901
Legal Lot Number6
JurisdictionCHEROKEE NC
Township / Civil DivisionMURPHY
Census Block Group1
Census Block1021
Census Tract930501

Owner

Source: Cherokee County records, as of October 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address15 GENTLE RAIN LN, MURPHY, NC 28906-3139
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 25, 2021 · Amount on Record
Deed SaleJun 25, 2021 · Amount on Record
Deed Document Number4304
Deed Book / Page1684 / 822
Record UpdatedJun 8, 2026

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHEROKEE NC
Recording DateJun 25, 2021
Property Address15 GENTLE RAIN LN, MURPHY, NC 28906-3139
Document Number1684/822
Book / Page1684 / 822
Map ReferenceMB 1275 PG 65
Instrument DateMay 18, 2021
Instrument4304
Transaction TypeTransfer
Record UpdatedAug 30, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$638.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address639 PENLAND RD, 639, BRASSTOWN, NC 28902-8026

Transferred To (Grantee/Buyer)

NameVerified Name
Address15 GENTLE FAWN LN, MURPHY, NC 28906-2418

Mortgage

Document Number1684825
DateJun 25, 2021
Instrument1684/825
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term181 Months
DueJul 1, 2036

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCherokee County
Unified School DistrictCherokee County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,348.00$241,240 (-)$241,240 (-) Land $30,000 Building $211,240
2023$241,240$241,240 Land $30,000 Building $211,240

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 66% of the US · above 88% of North Carolina
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Blue Ridge Mountain EMC
Fiber
1,000 / 1,000

May also be available: Verizon.

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Gentle Rain Ln

Nearby Streets

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