2 Garden Rd, Ross, CA 94957 Property Records

Marin County property record for 2 Garden Rd, Ross, CA 94957

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,652 sqft · built 1923
Lot Size	0.184 acres (8,000 sqft)
Owner	2 Company Names on Record
Last Sale	$4,500,000 (Apr 2022)
Tax Bill	$56,724 (2025)
Deeds & Mortgages	May 2026 Line of Credit Apr 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`072-153-03`

Property Details

APN / Parcel Number

Primary APN	`072-153-03`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,652 sqft Living Area
Basement Area	217 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1993
Architectural Style	Contemporary
Exterior Material	Stucco
Roof Material	Slate
Lot Area	8,000 sqft (0.184 acres)
Garage Area	306 sqft
Parking Spaces	1 Parking Space
Deck Area	603 sqft
Patio Area	103 sqft

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2 GARDEN RD
City	ROSS
State	CA
Zip	94957-9502
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	MAP C1 586
Legal Subdivision	WINSHIP PARK
Legal Lot Number	1
Jurisdiction	MARIN CA
Township / Civil Division	ROSS VALLEY
Census Block Group	1
Census Block	1009
Census Tract	118100

Owner

Source: Marin County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	PO BOX 1429, ROSS, CA 94957-1429
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
May 7, 2026	Deed of Trust, Mortgage · Line of Credit THIRD FEDERAL SAVINGS AND LOANS ASSOCIATION
Apr 4, 2022	Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Nov 10, 2021	Deed of Trust, Mortgage · Line of Credit REDWOOD CU
Apr 26, 2017	Deed of Trust, Mortgage · ARM GOLDMAN SACHS BANK USA
Apr 1, 2020	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 4, 2022 · Amount on Record
Deed Sale	Apr 4, 2022 · Amount on Record
Prior Sale	Apr 1, 2020 · Amount on Record
Deed Document Number	202214417
Prior Transfer Date	Jul 18, 2014
Prior Transfer Doc	0000030573
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARIN CA
Recording Date	May 7, 2026
Property Address	2 GARDEN RD, ROSS, CA 94957-9502
Document Number	0000013322
Instrument Date	Apr 30, 2026
Instrument	202613322
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust, 221
Address	2 GARDEN RD, ROSS, CA 94957-9502

Mortgage

Document Number	0000013322,
Date	May 7, 2026
Instrument	202613322

Lender

Name	THIRD FEDERAL SAVINGS AND LOANS ASSOCIATION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 30, 2056

Interest

Rate	6.46%
Max Rate	-1%

April 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MARIN CA
Recording Date	Apr 4, 2022
Property Address	2 GARDEN RD, ROSS, CA 94957-9502
Document Number	0000014417
Instrument Date	Mar 31, 2022
Instrument	2022-0014417
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,950.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	2 GARDEN RD, ROSS, CA 94957-9502

Mortgage

Document Number	0000014418
Date	Apr 4, 2022
Instrument	2022-0014418

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARIN CA
Property Address	2 GARDEN RD, ROSS, CA 94957-9502
Transaction Type	Mortgage
Record Updated	Nov 24, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 GARDEN RD, ROSS, CA 94957-9502

Mortgage

Document Number	0000067745
Date	Nov 10, 2021
Instrument	2021-0067745

Lender

Name	REDWOOD CU
Type	Credit Union
Address	SANTA ROSA, CA 95403

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Dec 15, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARIN CA
Property Address	2 GARDEN RD, ROSS, CA 94957-9502
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016777
Date	Apr 26, 2017
Instrument	2017-0016777

Lender

Name	GOLDMAN SACHS BANK USA
Type	Bank
Address	NEW YORK, NY 10282

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	May 1, 2022
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.25%
Index	1-Year LIBOR
Max Rate	8.25%

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MARIN CA
Recording Date	Apr 1, 2020
Property Address	2 GARDEN RD, ROSS, CA 94957-9502
Document Number	0000013067
Instrument Date	Mar 20, 2020
Instrument	2020-0013067
Transaction Type	Transfer
Record Updated	Aug 13, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,239.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2 GARDEN RD, ROSS, CA 94957-9502
Investor	Possibly a Property Investor

Mortgage

Document Number	0000013068
Date	Apr 1, 2020
Instrument	2020-0013068

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

Source: Marin County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Marin County
Municipality	Ross Town
Elementary School District	Ross Elementary School District (KG - 08)
Secondary School District	Tamalpais Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$4,654,406 (+2%) Land $2,489,566 Building $2,164,840
2025	$56,724.00 (+0.41%) Homeowner's exemption	$4,563,160 (-0.58%) Land $2,440,760 Building $2,122,400
2023	$56,492.00 (+45.89%) Homeowner's exemption	$4,590,000 Land $2,346,000 Building $2,244,000
2022	$38,723.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	19 (1982–2011)
Claims Outside the SFHA	7 of 19
Most Recent Claim	Feb 2011 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, Mudslides, And Landslides, Jan 2006 · 9 claims Severe Storms, Flood, Mudslides & High Tide, Jan 1982 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARIN MUNICIPAL WATER DISTRICT serves 188,116 people · EPA ID CA2110002
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile, Unwired.

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