St. Johns County property record for 2 Fern St, Saint Augustine, FL 32084
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,056 sqft · built 1982 |
| Lot Size | 0.16 acres (6,969 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $852 (2025) |
| Deeds & Mortgages | Jan 2019 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 151330-0300 |
| Primary APN | 151330-0300 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,056 sqft Living Area |
| 1st Floor Area | 1,056 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,969 sqft (0.16 acres) |
| Lot Dimensions | 103 ft deep x 75 ft wide |
| Garage Type | Carport |
| Garage Area | 913 sqft |
| Carport | Carport |
| Carport Area | 913 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 192 sqft |
| Deck Area | 48 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2 FERN ST |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32084-1240 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 3-29 LEW SUB LOT 30 & W1/2 OF LOT 28 OR821/0421 |
| Legal Range | 30E |
| Legal Township | 07S |
| Legal Section | 06 |
| Legal Subdivision | HILDRETH BACK BAY ADDITION, THE J.A. LEW |
| Legal Block | 1 |
| Legal Lot Number | 30,28 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 20200 |
Source: St. Johns County records, as of June 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2 FERN ST, SAINT AUGUSTINE, FL 32084-1240 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 2 FERN ST, SAINT AUGUSTINE, FL 32084-1240 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0046701646 |
|---|---|
| Date | Jan 24, 2019 |
| Book Page | 4670/1646 |
| Instrument | 2019005098 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Feb 1, 2039 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Municipality | St. Augustine City |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $122,178 (+2.7%) | $362,999 (+2.76%) Land $226,688 Building $136,311 | |
| 2025 | $852.00 (+18.33%) Homeowner's exemption Senior Citizen's exemption | $118,966 (+5.99%) | $353,238 (+15.43%) Land $226,688 Building $126,550 |
| 2024 | $720.00 (-32.27%) | ||
| 2023 | $1,063.00 (+4.52%) Homeowner's exemption | $112,246 (+3%) | $306,022 (-13.53%) Land $226,688 Building $79,334 |
| 2022 | $1,017.00 Homeowner's exemption | $108,977 | $353,900 Land $203,112 Building $150,788 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 383 individual policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 436 units insured incl. 53 condo units |
| Nearby Flood Claims | 234 (1984–2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. AUGUSTINE WS serves 43,069 people · EPA ID FL2550210 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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