St. Johns County property record for 12 Fern St, Saint Augustine, FL 32084
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,473 sqft · built 1992 |
| Lot Size | 0.36 acres (15,681 sqft) |
| Owner | Company Name on File |
| Last Sale | $349,900 (May 2000) |
| Tax Bill | $6,713 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 151320-0200 |
| Primary APN | 151320-0200 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,473 sqft Living Area |
| Gross Area | 4,006 sqft |
| 1st Floor Area | 555 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Concrete |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 15,681 sqft (0.36 acres) |
| Lot Dimensions | 261 ft deep x 95 ft wide |
| Garage Type | Attached |
| Garage Area | 1,193 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Finished Screened Porch |
|---|---|
| Porch Area | 601 sqft |
| Deck Area | 102 sqft |
| Patio Area | 65 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 12 FERN ST |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32084-1240 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 3-29 LEW SUB LOT 20 & 24 (EX SELY 15 X 50FT IN OR986/373) & LOT 43 OR1498/2 &1564/293 |
| Legal Range | 30E |
| Legal Township | 07S |
| Legal Section | 06 |
| Legal Subdivision | HILDRETH BACK BAY ADDITION, THE J.A. LEW |
| Legal Lot Number | 20 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 20200 |
12 Fern St is owned by a company that acquired it in January 2001 and is owner-occupied.
Source: St. Johns County records, as of June 17, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 12 FERN ST, SAINT AUGUSTINE, FL 32084-1240 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 22, 2000 · Amount on File |
| Deed Sale | May 22, 2000 · Amount on File |
| Deed Document Number | 200021719 |
| Deed Book / Page | 1498 / 2 |
| Last Transfer Date | Jan 31, 2001 |
| Transfer Doc | 0000004996 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 12 Fern St was $6,713 with a homeowner's exemption, up 7.6% from the year before.
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Municipality | St. Augustine City |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $378,507 (+2.7%) | $579,984 (+2.08%) Land $204,125 Building $375,859 | |
| 2025 | $6,713.00 (+7.63%) Homeowner's exemption | $368,556 | $568,184 Land $204,125 Building $364,059 |
| 2024 | $6,237.00 (+2.4%) | ||
| 2023 | $6,091.00 (+0.59%) Homeowner's exemption | $347,737 (+0.48%) | $347,737 (-40.11%) Land $123,200 Building $224,537 |
| 2022 | $6,055.00 Homeowner's exemption | $346,090 | $580,644 Land $123,200 Building $457,444 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12 Fern St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 383 individual policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 436 units insured incl. 53 condo units |
| Nearby Flood Claims | 234 (1984–2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12 Fern St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. AUGUSTINE WS serves 43,069 people · EPA ID FL2550210 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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