Flagler County property record for 2 Edward Dr, Palm Coast, FL 32164
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,914 sqft · built 1995 |
| Lot Size | 0.266 acres (11,587 sqft) |
| Owner | Individual Name on File |
| Last Sale | $224,999 (Nov 2018) |
| Tax Bill | $3,146 (2025) |
| Deeds & Mortgages | Mar 2024 Line of Credit Nov 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-11-31-7034-01260-0040 |
| Primary APN | 07-11-31-7034-01260-0040 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,914 sqft Heated Area |
| Gross Area | 2,737 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 11,587 sqft (0.266 acres) |
| Driveway | Driveway |
| Driveway Area | 416 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 2 EDWARD DR |
|---|---|
| City | PALM COAST |
| State | FL |
| Zip | 32164-6300 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PALM COAST SECTION 34 BL 126 LOT 4 OR 389 PG 899 OR 543 PG 1268 OR 2028/569-DC OR 2028/ 570-DC OR 2028/580 OR 2317/457 |
| Legal Range | 31E |
| Legal Township | 11S |
| Legal Section | 07 |
| Legal Subdivision | PALM COAST |
| Legal Block | 126 |
| Legal Lot Number | 4 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | BUNNELL |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 60218 |
2 Edward Dr is owned and occupied by an individual who bought it in November 2018.
Source: Flagler County records, as of December 22, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 2 EDWARD DR, PALM COAST, FL 32164-6300 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 26, 2024 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Nov 1, 2021 | Deed of Trust, Mortgage · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Nov 6, 2018 | Warranty Deed, Transfer · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Sep 1, 2018 | Deed of Trust, Mortgage · Conventional Mortgage VYSTAR CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 6, 2018 · Amount on File |
| Deed Sale | Nov 6, 2018 · Amount on File |
| Prior Sale | Oct 7, 2014 · Amount on File |
| Deed Document Number | 2018041939 |
| Deed Book / Page | 2317 / 0457 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 2 EDWARD DR, PALM COAST, FL 32164-6300 |
| Transaction Type | Mortgage |
| Record Updated | Apr 15, 2024 |
| Name | Verified Name |
|---|---|
| Address | 2 EDWARD DR, PALM COAST, FL 32164-6300 |
| Document Number | 0028561230 |
|---|---|
| Date | Mar 26, 2024 |
| Book Page | 2856/1230 |
| Instrument | 2024012399 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Mar 17, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 2 EDWARD DR, PALM COAST, FL 32164-6300 |
| Transaction Type | Mortgage |
| Record Updated | Nov 23, 2021 |
| Name | Verified Name |
|---|---|
| Address | 2 EDWARD DR, PALM COAST, FL 32164-6300 |
| Document Number | 0026230900 |
|---|---|
| Date | Nov 1, 2021 |
| Book Page | 2623/900 |
| Instrument | 2021060388 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Address | ISELIN, NJ 08830 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Nov 6, 2018 |
| Property Address | 2 EDWARD DR, PALM COAST, FL 32164-6300 |
| Document Number | 0023170457 |
| Book / Page | 2317 / 0457 |
| Map Reference | MB11 PG42 |
| Instrument Date | Oct 31, 2018 |
| Instrument | 2018041939 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,575.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2 EDWARD DR, 2, PALM COAST, FL 32164-6300 |
| Name | Verified Name |
|---|---|
| Address | 64 EAGLE HARBOR TRL, PALM COAST, FL 32164-6129 |
| Document Number | 2018041940 |
|---|---|
| Date | Nov 6, 2018 |
| Instrument | 2018041940 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 2 EDWARD DR, PALM COAST, FL 32164-6300 |
| Document Number | 0023051330 |
| Instrument Date | Sep 1, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 22, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2 EDWARD DR PALM COAST FL 321646300, PALM COAST, FL 32164-6300 |
| Document Number | 0023051330 |
|---|---|
| Date | Sep 11, 2018 |
| Book Page | 002305/001330 |
| Instrument | 34588 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | 4949 BLANDING BLVD, JACKSONVILLE, FL 32210-7330 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Sep 10, 2038 |
The 2025 property tax bill for 2 Edward Dr was $3,146 with a homeowner's exemption.
Source: Flagler County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Municipality | Palm Coast City |
| Unified School District | Flagler County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,146.00 Homeowner's exemption | $216,285 | $291,827 Land $66,500 Building $225,327 |
| 2023 | $2,939.00 (+2.4%) Homeowner's exemption | $201,351 (+4.01%) | $274,497 (+2.85%) Land $58,000 Building $216,497 |
| 2022 | $2,870.00 Homeowner's exemption | $193,580 | $266,903 Land $60,000 Building $206,903 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2 Edward Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 111 policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 111 in force |
| Nearby Flood Claims | 2 (2024) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2 Edward Dr is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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