Flagler County property record for 11 Edward Dr, Palm Coast, FL 32164
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,906 sqft · built 2023 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $425,137 (Oct 2023) |
| Tax Bill | $5,313 (2025) |
| Deeds & Mortgages | Oct 2023 Sale & Mortgage Sep 2022 Sale + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-11-31-7034-01310-0030 |
| Primary APN | 07-11-31-7034-01310-0030 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,906 sqft Heated Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2023 |
|---|---|
| Exterior Material | Stucco |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,019 sqft (0.23 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 11 EDWARD DR |
|---|---|
| City | PALM COAST |
| State | FL |
| Zip | 32164-6313 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PALM COAST SEC 34 BL 131 LT 3 OR 276 PG 872 OR 387 PG 43 OR 553 PG 1539 OR 683 PG 1817 OR 858 PG 1969 OR 882 PG 1425 OR 882 P |
| Legal Range | 31E |
| Legal Township | 11S |
| Legal Section | 07 |
| Legal Subdivision | PALM COAST |
| Legal Block | 131 |
| Legal Lot Number | 3 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | BUNNELL |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 60218 |
Source: Flagler County records, as of December 22, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 11 EDWARD DR, PALM COAST, FL 32164-6313 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 2, 2023 | Warranty Deed, Subdivision Related Transfer · VA Mortgage PLAINS COMMERCE BANK |
| Sep 2, 2022 | Warranty Deed, Transfer |
| May 16, 2022 | Warranty Deed, Transfer OLDE FL TITLE LLC, OLDE FLORIDA TITLE LLC |
| Dec 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY FIRST CU/FL |
| May 12, 2017 | Deed of Trust, Mortgage · FHA Mortgage HANCOCK MTG PTRS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 2, 2023 · Amount on Record |
| Deed Sale | Oct 2, 2023 · Amount on Record |
| Prior Sale | Sep 2, 2022 |
| Deed Document Number | 2023042760 |
| Deed Book / Page | 2816 / 199 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Oct 2, 2023 |
| Property Address | 11 EDWARD DR, PALM COAST, FL 32164-6313 |
| Document Number | 0028160199 |
| Book / Page | 2816 / 199 |
| Map Reference | MB 11 PG 43 |
| Instrument Date | Sep 27, 2023 |
| Instrument | 2023042760 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 13, 2024 |
| Title Company | AVIS TITLE INSURANCE AGENCY INC, AVIS TITLE INS AGCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,976.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 185 CYPRESS POINT PKWY # PKWY7, PKWY7, PALM COAST, FL 32164-8407 |
| Name | Verified Name |
|---|---|
| Address | 11 EDWARD DR, PALM COAST, FL 32164-6313 |
| Document Number | 0002816201 |
|---|---|
| Date | Oct 2, 2023 |
| Instrument | 2816/201 |
| Name | PLAINS COMMERCE BANK |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Sep 2, 2022 |
| Property Address | 11 EDWARD DR, PALM COAST, FL 32164-6313 |
| Document Number | 0027191498 |
| Book / Page | 2719 / 1498 |
| Map Reference | MB 11 PG 43 |
| Instrument Date | Aug 31, 2022 |
| Instrument | 2022044672 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2729 MAITLAND CROSSING WAY, ORLANDO, FL 32810-2181 |
| Name | Verified Name |
|---|---|
| Address | 185 CYPRESS POINT PKWY # 7, 7, PALM COAST, FL 32164-8407 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | May 16, 2022 |
| Property Address | 11 EDWARD DR, PALM COAST, FL 32164-6313 |
| Document Number | 0026871131 |
| Book / Page | 2687 / 1131 |
| Map Reference | MB 11 PG 30-49 |
| Instrument Date | May 4, 2022 |
| Instrument | 2022025255 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2023 |
| Title Company | OLDE FL TITLE LLC, OLDE FLORIDA TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $567.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 815 CLEVELAND AVE, SCOTCH PLAINS, NJ 07076-2021 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2729 MAITLAND CROSSING WAY APT 1-204, 1-204, ORLANDO, FL 32810-7127 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 11 EDWARD DR, PALM COAST, FL 32164-6313 |
| Document Number | 0025100487 |
| Instrument Date | Dec 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2021 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 106 PATRIC DR PALM COAST FL 321647551, PALM COAST, FL 32164-7551 |
| Document Number | 0025100487 |
|---|---|
| Date | Dec 29, 2020 |
| Book Page | 002510/000487 |
| Instrument | 54874 |
| Name | COMMUNITY FIRST CU/FL |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32204 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 28, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 11 EDWARD DR, PALM COAST, FL 32164-6313 |
| Document Number | 0022090404 |
| Book / Page | 002209 / 000404 |
| Instrument Date | May 12, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 20, 2017 |
| Title Company | ATTORNEY ONLY |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 14 E BOURNE LN PALM COAST FL 321646168, PALM COAST, FL 32164-6168 |
| Document Number | 0022090404 |
|---|---|
| Date | Jun 5, 2017 |
| Book Page | 002209/000404 |
| Instrument | 19471 |
| Name | HANCOCK MTG PTRS |
|---|---|
| Type | Mortgage Company |
| Address | SUGAR LAND, TX 77478 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 4, 2047 |
Source: Flagler County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Municipality | Palm Coast City |
| Unified School District | Flagler County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,313.00 (+398.87%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $340,498 (+492.17%) Land $65,500 Building $274,998 | $340,498 (+492.17%) Land $65,500 Building $274,998 |
| 2023 | $1,065.00 (+32.63%) | $57,500 (-3.36%) Land $57,500 | $57,500 (-3.36%) Land $57,500 |
| 2022 | $803.00 | $59,500 Land $59,500 | $59,500 Land $59,500 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 111 policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 111 in force |
| Nearby Flood Claims | 2 (2024) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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