2 E Laredo Way N, Carmel, IN 46032 Property Records

Hamilton County property record for 2 E Laredo Way N, Carmel, IN 46032

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,180 sqft · built 1991
Lot Size0.45 acres (19,602 sqft)
OwnerIndividual Name on File
Tax Bill$4,975 (2024)
Deeds & MortgagesMar 2021 Mortgage
Aug 2018 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN29-09-14-305-031.000-015

Property Details

APN / Parcel Number

Primary APN29-09-14-305-031.000-015
Alternative APNs
  • 290914305031000029
  • 0809140305031000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms8 Rooms
Stories2 Stories
Building Area3,180 sqft Living Area
1st Floor Area1,292 sqft
2nd Floor Area1,208 sqft
Basement Area840 sqft
Finished Basement680 sqft
Family RoomFamily Room
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Architectural StyleOther
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area19,602 sqft (0.45 acres)
Lot Dimensions150 ft deep x 131 ft wide
Garage TypeAttached
Garage Area538 sqft
Parking Spaces2 Parking Spaces
Shed1 Shed
Shed Area96 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0809140305031000
Old Parcel Number290914305031000029
Street Address2 E LAREDO WAY N
CityCARMEL
StateIN
Zip46032-5164
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionACREAGE .45, SECTION 14, TOWNSHIP 18, RANGE 3, VILLAGE FARMS, SECTION 9, LOT 534
Legal Range03
Legal Township18
Legal Section14
Legal SubdivisionVILLAGE FARMS
Legal Block9
Legal Lot Number534
JurisdictionHAMILTON IN
Township / Civil DivisionWESTFIELD WASHINGTON
Census Block Group2
Census Block2014
Census Tract110404

Owner

2 E Laredo Way N is owned and occupied by an individual who acquired it in April 2012.

Source: Hamilton County records, as of March 5, 2026

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address2 E LAREDO WAY N, CARMEL, IN 46032-5164
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 15, 2021Deed of Trust, Mortgage · Conventional Mortgage
AMERISAVE MORTGAGE CORP
Aug 3, 2018Deed of Trust, Mortgage · Conventional Mortgage
WYNDHAM CAPITAL MORTGAGE INC
Mar 11, 2019Deed of Trust, Mortgage · Conventional Mortgage
WYNDHAM CAPITAL MORTGAGE INC
Jul 29, 2019Deed of Trust, Mortgage · Line of Credit
ELEMENTS FINANCIAL FCU
Apr 17, 2020Deed of Trust, Mortgage
WYNDHAM CAP MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 24, 2012
Deed SaleApr 24, 2012
Prior SaleApr 24, 2012
Deed Document Number2012022235
Record UpdatedJun 8, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON IN
Property Address2 E LAREDO WAY N, CARMEL, IN 46032-5164
Transaction TypeMortgage
Record UpdatedMar 6, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000020142
DateMar 15, 2021
Instrument2021020142
Lender
NameAMERISAVE MORTGAGE CORP
TypeMortgage Company
AddressATLANTA, GA 30305
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term241 Months
DueApr 1, 2041

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON IN
Property Address2 E LAREDO WAY N, CARMEL, IN 46032-5164
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000035631
DateAug 3, 2018
Instrument2018035631
Lender
NameWYNDHAM CAPITAL MORTGAGE INC
TypeMortgage Company
AddressCHARLOTTE, NC 28210
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term241 Months
DueSep 1, 2038

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON IN
Property Address2 E LAREDO WAY N, CARMEL, IN 46032-5164
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000008562
DateMar 11, 2019
Instrument2019008562
Lender
NameWYNDHAM CAPITAL MORTGAGE INC
TypeMortgage Company
AddressCHARLOTTE, NC 28210
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term241 Months
DueApr 1, 2039

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON IN
Property Address2 E LAREDO WAY N, CARMEL, IN 46032-5164
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000033585
DateJul 29, 2019
Instrument2019033585
Lender
NameELEMENTS FINANCIAL FCU
TypeCredit Union
AddressINDIANAPOLIS, IN 46202
Agreement
TypeLine of Credit
AmountAmount on Record
Term301 Months
DueAug 1, 2044
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON IN
Property Address2 E LAREDO WAY N, CARMEL, IN 46032-5164
Document Number0000022829
Instrument DateApr 17, 2020
Transaction TypeMortgage
Record UpdatedJul 2, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2 E LAREDO WAY N CARMEL IN 460325164, CARMEL, IN 46032-5164

Mortgage

Document Number0000022829
DateApr 23, 2020
Instrument22829
Lender
NameWYNDHAM CAP MTG
TypeMortgage Company
AddressCHARLOTTE, NC 28211
Agreement
AmountAmount on Record
Term240 Months
DueApr 22, 2040

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyHamilton County
County SubdivisionWestfield Washington Township
MunicipalityWestfield City
Unified School DistrictWestfield-Washington Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$456,100 Land $92,400 Building $363,700$456,100 Land $92,400 Building $363,700
2024$4,975.00 (+5.25%)
2023$4,727.00 (+6.85%) Homeowner's exemption$415,300 (+10.25%) Land $70,700 Building $344,600$415,300 (+10.25%) Land $70,700 Building $344,600
2022$4,424.00 Homeowner's exemption$376,700 Land $70,700 Building $306,000$376,700 Land $70,700 Building $306,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2 E Laredo Way N in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2 E Laredo Way N is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 85% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITIZENS WATER OF WESTFIELD, LLC
private · serves 61,493 people · EPA ID IN5229009
Water SourceGroundwater
Last State InspectionApr 2024
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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