14 E Laredo Way N, Carmel, IN 46032 Property Records

Hamilton County property record for 14 E Laredo Way N, Carmel, IN 46032

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,731 sqft · built 1993
Lot Size0.339 acres (14,810 sqft)
OwnerIndividual Name on File
Last Sale$369,900 (May 2018)
Tax Bill$5,713 (2024)
Deeds & MortgagesJul 2020 Mortgage
Aug 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN29-09-14-307-001.000-015

Property Details

APN / Parcel Number

Primary APN29-09-14-307-001.000-015
Alternative APNs
  • 290914307001000029
  • 0809140307001000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms8 Rooms
Stories2 Stories
Building Area3,731 sqft Living Area
1st Floor Area1,342 sqft
2nd Floor Area1,307 sqft
AtticAttic
Attic Area682 sqft
Basement Area989 sqft
Finished Basement700 sqft
Family RoomFamily Room
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Architectural StyleOther
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area14,810 sqft (0.339 acres)
Lot Dimensions150 ft deep x 100 ft wide
Garage TypeAttached
Garage Area682 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number0809140307001000
Old Parcel Number290914307001000029
Street Address14 E LAREDO WAY N
CityCARMEL
StateIN
Zip46032-5164
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionACREAGE .34, SECTION 14, TOWNSHIP 18, RANGE 3, VILLAGE FARMS, SECTION 11, LOT 533
Legal Range03
Legal Township18
Legal Section14
Legal SubdivisionVILLAGE FARMS
Legal Block11
Legal Lot Number533
JurisdictionHAMILTON IN
Township / Civil DivisionWESTFIELD WASHINGTON
Census Block Group2
Census Block2014
Census Tract110404

Owner

14 E Laredo Way N is owned and occupied by an individual who bought it in May 2018.

Source: Hamilton County records, as of March 4, 2026

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address14 E LAREDO WAY N, CARMEL, IN 46032-5164
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 28, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNION SAVINGS BANK
Aug 12, 2019Deed of Trust, Mortgage · Conventional Mortgage
UNION SAVINGS BANK
May 23, 2018Warranty Deed, Transfer · Conventional Mortgage
UNITED SAVINGS BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 23, 2018 · Amount on File
Deed SaleMay 23, 2018 · Amount on File
Deed Document Number2018022055
Record UpdatedJun 8, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON IN
Property Address14 E LAREDO WAY N, CARMEL, IN 46032-5164
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000048701
DateJul 28, 2020
Instrument2020048701
Lender
NameUNION SAVINGS BANK
TypeBank
AddressCINCINNATI, OH 45249
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueAug 1, 2035

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON IN
Property Address14 E LAREDO WAY N, CARMEL, IN 46032-5164
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000036742
DateAug 12, 2019
Instrument2019036742
Lender
NameUNION SAVINGS BANK
TypeCredit Union
AddressCINCINNATI, OH 45249
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2049

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON IN
Recording DateMay 23, 2018
Property Address14 E LAREDO WAY N, CARMEL, IN 46032-5164
Document Number2018022055
Map ReferenceDOC9223279
Instrument DateMay 18, 2018
Instrument2018022055
Transaction TypeTransfer
Record UpdatedOct 22, 2021
Title CompanyMERIDIAN TITLE CORP

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address14 E LAREDO WAY N, CARMEL, IN 46032-5164

Mortgage

Document Number2018022056
DateMay 23, 2018
Instrument2018022056
Lender
NameUNITED SAVINGS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2048

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyHamilton County
County SubdivisionWestfield Washington Township
MunicipalityWestfield City
Unified School DistrictWestfield-Washington Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$521,300 (+4.47%) Land $85,000 Building $436,300$521,300 (+4.47%) Land $85,000 Building $436,300
2024$5,713.00 (+3.05%)$499,000 (+2.53%) Land $65,000 Building $434,000$499,000 (+2.53%) Land $65,000 Building $434,000
2023$5,544.00 (+7.25%) Homeowner's exemption$486,700 (+10.79%) Land $65,000 Building $421,700$486,700 (+10.79%) Land $65,000 Building $421,700
2022$5,169.00 Homeowner's exemption$439,300 Land $65,000 Building $374,300$439,300 Land $65,000 Building $374,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14 E Laredo Way N in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14 E Laredo Way N is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 85% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITIZENS WATER OF WESTFIELD, LLC
private · serves 61,493 people · EPA ID IN5229009
Water SourceGroundwater
Last State InspectionApr 2024
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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