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2 Denbrook Ter, Saint Charles, MO 63301 Property Records

St. Charles County property record for 2 Denbrook Ter, Saint Charles, MO 63301 · Last verified March 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 3 ba · 2,534 sqft · built 2021
Lot Size0.267 acres (11,631 sqft)
OwnerIndividual Name on File
Last Sale$650,000 (Dec 2023)
Tax Bill$7,699 (2025)
Deeds & MortgagesDec 2021 Construction Loan
Dec 2023 Mortgage
Flood ZoneZone X (minimal risk)
APNT220700066

Property Details

APN / Parcel Number

Primary APNT220700066
Alternative APN
  • 6-006B-D112-00-0020.0000000

Interior

Bedrooms2 Beds
Full Baths3 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area2,534 sqft Living Area
Basement Area2,534 sqft
Finished Basement950 sqft

Exterior

Year BuiltBuilt 2021
Exterior MaterialStone
Lot Area11,631 sqft (0.267 acres)
Garage TypeAttached

Location & Zoning

Account NumberT220700066
Street Address2 DENBROOK TER
CitySAINT CHARLES
StateMO
Zip63301-4932
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMANORS AT ELMHAVEN LOT 20
Legal SubdivisionMANORS AT ELMHAVEN
Legal Lot Number20
JurisdictionST CHARLES MO
Township / Civil DivisionRIVERS
Census Block Group2
Census Block2026
Census Tract310301

Owner

Source: St. Charles County records · APN T220700066

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address2 DENBROOK TER, SAINT CHARLES, MO 63301-4932
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 06, 2021Deed of Trust, Mortgage · Construction Mortgage
LINDELL BANK & TRUST CO
Dec 12, 2023Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 12, 2023 · Amount on Record
Deed SaleDec 12, 2023 · Amount on Record
Deed Document Number0202350476
Deed Book / Page2023 / 50476
Record UpdatedJun 08, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address2 DENBROOK TER, SAINT CHARLES, MO 63301-4932
Transaction TypeMortgage
Record UpdatedJan 17, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address695 TRADE CENTER BLVD 200, 200, CHESTERFIELD, MO 63005-1276
InvestorPossibly a Property Investor

Mortgage

Document Number0000098323
DateDec 06, 2021
Instrument2021R-098323
Lender
NameLINDELL BANK & TRUST CO
TypeBank
AddressSAINT LOUIS, MO 63139
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

December 2023: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateDec 12, 2023
Property Address2 DENBROOK TER, SAINT CHARLES, MO 63301-4932
Document Number0000050476
Map ReferenceDOC 2021R-069564
Instrument DateDec 08, 2023
Instrument2023R-050476
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 17, 2024

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address695 TRADE CENTER BLVD # BLVD200, BLVD200, CHESTERFIELD, MO 63005-1228

Transferred To (Grantee/Buyer)

NameVerified Name
Address2 DENBROOK TER, SAINT CHARLES, MO 63301-4932

Mortgage

Document Number0000050477
DateDec 12, 2023
Instrument2023R-050477
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2054

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalitySt. Charles City
Unified School DistrictSt. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$7,699.00$123,500 (+712.5%)$650,000 (+712.5%) Land $80,000 Building $570,000
2023$15,200
2022$80,000 Land $80,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833103012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims75 (1979–2015)
Claims Outside the SFHA1 of 75
Most Recent ClaimDec 2015, rainfall accumulation, Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims By Storm
  • Flooding, Jun 2011 · 3 claims
  • Severe Storms And Flooding, Jul 2008 · 2 claims
  • Severe Storms & Flooding, Aug 1993 · 25 claims

Wildfire

Wildfire RiskLow
above 3% of the US · above 5% of Missouri
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 430 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
SpectrumCable1,000 / 1,000
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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