2 Cougar Dr, Great Falls, MT 59404 Property Records

Cascade County property record for 2 Cougar Dr, Great Falls, MT 59404

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,204 sqft · built 2015
Lot Size	5.06 acres (220,414 sqft)
Owner	2 Individual Names on File
Last Sale	$745,000 (Jan 2022)
Tax Bill	$4,697 (2026)
Deeds & Mortgages	Jan 2022 Mortgage Jun 2020 Mortgage
Flood Zone	Zone D (undetermined)
APN	`R0233743`

Property Details

APN / Parcel Number

Primary APN	`R0233743`
Alternative APNs	`02-3015-35-3-01-21-0000` `0001984610` `01984610`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,204 sqft Living Area
1st Floor Area	2,124 sqft
2nd Floor Area	1,080 sqft
Basement Area	1,932 sqft
Finished Basement	1,932 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	220,414 sqft (5.06 acres)
Garage Area	1,800 sqft
Parking Spaces	6 Parking Spaces
Deck Area	108 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Account Number	0001984610
Street Address	2 COUGAR DR
City	GREAT FALLS
State	MT
Zip	59404-6463
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	8
Legal Description	CASEY MINOR PLAT I, S35, T20 N, R03 E, LOT 12A, PL2796
Legal Range	03E
Legal Township	20N
Legal Section	35
Legal Subdivision	CASEY MINOR PLAT I
Legal Lot Number	12A
Jurisdiction	CASCADE MT
Township / Civil Division	GREAT FALLS
Census Block Group	1
Census Block	1033
Census Tract	2302

Owner

2 Cougar Dr is owned and occupied by two individuals who bought it in January 2022.

Source: Cascade County records, as of September 3, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2 COUGAR DR, GREAT FALLS, MT 59404-6463
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 7, 2022	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE 1 INC
Jun 15, 2020	Deed of Trust, Mortgage OPPORTUNITY BK/MT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 7, 2022 · Amount on File
Deed Sale	Jan 7, 2022 · Amount on File
Prior Sale	Aug 21, 2015 · Amount on File
Deed Document Number	2022423836
Record Updated	Oct 29, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASCADE MT
Recording Date	Jan 7, 2022
Property Address	2 COUGAR DR, GREAT FALLS, MT 59404-6463
Document Number	00R0423836
Instrument Date	Jan 3, 2022
Instrument	R0423836
Transaction Type	Transfer
Record Updated	Jan 19, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2 COUGAR DR, GREAT FALLS, MT 59404-6463

Mortgage

Document Number	00R0423837
Date	Jan 7, 2022
Instrument	R0423837

Lender

Name	MORTGAGE 1 INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASCADE MT
Property Address	2 COUGAR DR, GREAT FALLS, MT 59404-6463
Document Number	0000389630
Instrument Date	Jun 15, 2020
Transaction Type	Mortgage
Record Updated	Aug 4, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2 COUGAR DR GREAT FALLS MT 594046463, GREAT FALLS, MT 59404-6463

Mortgage

Document Number	0000389630
Date	Jun 19, 2020
Instrument	389630

Lender

Name	OPPORTUNITY BK/MT
Address	HELENA, MT 59604

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 18, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 2 Cougar Dr was $4,697, down 15.9% from the year before.

Source: Cascade County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Cascade County
Elementary School District	Great Falls Elementary School District (PK - 08)
Secondary School District	Great Falls High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,697.00 (-15.94%)	$942,500 (-)
2025	$5,588.00	$942,500	$942,500 Land $103,896 Building $838,604
2023	$6,389.00	$841,700	$841,700 Land $90,768 Building $750,932

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2 Cougar Dr in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	17 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2 Cougar Dr is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 86% of Montana
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Konceptio Data Services Fiber	1,000 / 1,000

May also be available: Verizon.

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