Bergen County and Oakland Borough property record for 2 Cobblestone Ct, Oakland, NJ 07436
| Property Type | Single Family Home |
|---|---|
| Details | 2,297 sqft · built 1998 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Company Name on File |
| Last Sale | $759,900 (Oct 2023) |
| Tax Bill | $16,307 (2025) |
| Deeds & Mortgages | Oct 2023 Sale Sep 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 42-01203-0000-00033 |
| Primary APN | 42-01203-0000-00033 |
|---|---|
| Alternative APNs |
|
| Building Area | 2,297 sqft Living Area |
|---|
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Lot Area | 7,405 sqft (0.17 acres) |
| Old Parcel Number | 42025011800027 |
|---|---|
| Street Address | 2 COBBLESTONE CT |
| City | OAKLAND |
| State | NJ |
| Zip | 07436-2332 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RAC |
| Legal Description | 0.170 AC |
| Legal Subdivision | RAMAPO RIVER RESERVE PH 2 & 3 |
| Legal Block | 1203 |
| Legal Lot Number | 33 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | OAKLAND |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 39100 |
2 Cobblestone Ct is owned by a company that bought it in October 2023.
Source: Bergen County and Oakland Borough records, as of June 29, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 2 COBBLESTONE CT, OAKLAND, NJ 07436-2332 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 11, 2023 | Deed, Transfer NOT AVAILABLE, EVERETT TITLE AGENCY LLC |
| Sep 8, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BOND STREET MORTGAGE LLC |
| Oct 15, 2019 | Deed, Transfer · Stand-Alone Refinance BOND STREET MORTGAGE LLC |
| Jan 20, 2018 | Deed of Trust, Mortgage · Line of Credit AFFINITY FCU |
| Feb 6, 2016 | Deed of Trust, Mortgage · Conventional Mortgage AFFINITY FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 11, 2023 · Amount on File |
| Deed Sale | Oct 11, 2023 · Amount on File |
| Prior Sale | Oct 15, 2019 · Amount on File |
| Deed Document Number | 202367023 |
| Deed Book / Page | 5102 / 1638 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Oct 11, 2023 |
| Property Address | 2 COBBLESTONE CT, OAKLAND, NJ 07436-2332 |
| Document Number | 0051021638 |
| Book / Page | 5102 / 1638 |
| Instrument Date | Oct 4, 2023 |
| Instrument | 2023067023 |
| Transaction Type | Transfer |
| Record Updated | Nov 23, 2023 |
| Title Company | NOT AVAILABLE, EVERETT TITLE AGENCY LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $6,881.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3114 NW COLONIAL DR, BEND, OR 97703-5457 |
| Name | Verified Name |
|---|---|
| Address | 2 COBBLESTONE CT, OAKLAND, NJ 07436-2332 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 2 COBBLESTONE CT, OAKLAND, NJ 07436-2332 |
| Transaction Type | Mortgage |
| Record Updated | Sep 17, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0036951031 |
|---|---|
| Date | Sep 8, 2020 |
| Book Page | 3695/1031 |
| Instrument | 20-082116 |
| Name | BOND STREET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | PARAMUS, NJ 07652 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Aug 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Oct 15, 2019 |
| Property Address | 2 COBBLESTONE CT, OAKLAND, NJ 07436-2332 |
| Document Number | 0033741436 |
| Book / Page | 3374 / 1436 |
| Instrument Date | Sep 4, 2019 |
| Instrument | 19-068231 |
| Transaction Type | Transfer |
| Record Updated | Sep 17, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2 COBBLESTONE CT, OAKLAND, NJ 07436-2332 |
| Document Number | 0033741444 |
|---|---|
| Date | Oct 15, 2019 |
| Book Page | 3374/1444 |
| Instrument | 2019-068231.01 |
| Name | BOND STREET MORTGAGE LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 2 COBBLESTONE CT, OAKLAND, NJ 07436-2332 |
| Document Number | 0028551881 |
| Book / Page | 002855 / 001881 |
| Instrument Date | Jan 20, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2018 |
| Title Company | UNIVERSAL SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 2 COBBLESTONE CT OAKLAND NJ 074362332, OAKLAND, NJ 07436-2332 |
| Document Number | 0028551881 |
|---|---|
| Date | Feb 2, 2018 |
| Book Page | 002855/001881 |
| Name | AFFINITY FCU |
|---|---|
| Type | Credit Union |
| Address | BASKING RIDGE, NJ 07920-0621 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 2 COBBLESTONE CT, OAKLAND, NJ 07436-2332 |
| Document Number | 0033780935 |
| Instrument Date | Feb 6, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2019 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Name | Verified Name |
|---|---|
| Address | 2 COBBLESTONE CT OAKLAND NJ 074362332, OAKLAND, NJ 07436-2332 |
| Document Number | 0033780935 |
|---|---|
| Date | Oct 17, 2019 |
| Book Page | 003378/000935 |
| Instrument | 69482 |
| Name | AFFINITY FCU |
|---|---|
| Type | Credit Union |
| Address | BASKING RIDGE, NJ 07920 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 324 Months |
| Due | Oct 16, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.87% |
The 2025 property tax bill for 2 Cobblestone Ct was $16,307, up 0.7% from the year before.
Source: Bergen County and Oakland Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Oakland Borough |
| Elementary School District | Oakland Borough School District (KG - 08) |
| Secondary School District | Ramapo-Indian Hill Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $803,900 (+7.72%) Land $300,000 Building $503,900 | $803,900 (+7.72%) Land $300,000 Building $503,900 | |
| 2025 | $16,307.00 (+0.7%) | $746,300 Land $284,100 Building $462,200 | $746,300 Land $284,100 Building $462,200 |
| 2024 | $16,194.00 | ||
| 2023 | $668,400 (+2.52%) Land $239,900 Building $428,500 | $668,400 (+2.52%) Land $239,900 Building $428,500 | |
| 2022 | $15,335.00 (-1.1%) | $652,000 Land $234,000 Building $418,000 | $652,000 Land $234,000 Building $418,000 |
| 2021 | $15,506.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2 Cobblestone Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 16 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 148 (1980–2023) |
| Claims Outside the SFHA | 34 of 148 |
| Most Recent Claim | Dec 2023 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2 Cobblestone Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 81% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OAKLAND WATER DEPT serves 12,754 people · EPA ID NJ0242001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
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