10 Cobblestone Ct, Oakland, NJ 07436 Property Records

Bergen County and Oakland Borough property record for 10 Cobblestone Ct, Oakland, NJ 07436

Property Summary

Property Type	Single Family Home
Details	2,221 sqft · built 1998
Lot Size	0.091 acres (3,964 sqft)
Owner	2 Individual Names on File
Last Sale	$520,000 (Dec 2020)
Tax Bill	$14,709 (2025)
Deeds & Mortgages	Dec 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`42-01203-0000-00029`

Property Details

APN / Parcel Number

Primary APN	`42-01203-0000-00029`
Alternative APNs	`4202501001800023` `42025011800023`

Interior

Building Area	2,221 sqft Living Area

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Lot Area	3,964 sqft (0.091 acres)

Location & Zoning

Old Parcel Number	42025011800023
Street Address	10 COBBLESTONE CT
City	OAKLAND
State	NJ
Zip	07436-2332
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RAC
Legal Description	0.091 AC
Legal Subdivision	RAMAPO RIVER RESERVE PH 2 & 3
Legal Block	1203
Legal Lot Number	29
Jurisdiction	BERGEN NJ
Township / Civil Division	OAKLAND
Census Block Group	3
Census Block	3003
Census Tract	39100

Owner

10 Cobblestone Ct is owned and occupied by two individuals who bought it in December 2020.

Source: Bergen County and Oakland Borough records, as of June 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10 COBBLESTONE CT, OAKLAND, NJ 07436-2332
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 23, 2020 · Amount on File
Deed Sale	Dec 23, 2020 · Amount on File
Prior Sale	Aug 9, 1999 · Amount on File
Deed Document Number	2020138576
Deed Book / Page	3882 / 1803
Prior Transfer Date	Aug 29, 2016
Prior Transfer Doc	0023900500
Record Updated	Oct 29, 2026

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BERGEN NJ
Recording Date	Dec 23, 2020
Property Address	10 COBBLESTONE CT, OAKLAND, NJ 07436-2332
Document Number	0038821803
Book / Page	003882 / 001803
Instrument Date	Nov 12, 2020
Instrument	138576
Transaction Type	Transfer
Record Updated	Jan 15, 2021
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE INS

Transaction

Amount	Amount on Record
Tax	$52.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10 COBBLESTONE CT OAKLAND NJ 074362332, OAKLAND, NJ 07436-2332

Tax Assessment & Valuation

The 2025 property tax bill for 10 Cobblestone Ct was $14,709, up 2.1% from the year before.

Source: Bergen County and Oakland Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Oakland Borough
Elementary School District	Oakland Borough School District (KG - 08)
Secondary School District	Ramapo-Indian Hill Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$724,800 (+7.66%) Land $281,400 Building $443,400	$724,800 (+7.66%) Land $281,400 Building $443,400
2025	$14,709.00 (+2.12%)	$673,200 Land $265,900 Building $407,300	$673,200 Land $265,900 Building $407,300
2024	$14,403.00
2023		$594,500 Land $223,700 Building $370,800	$594,500 Land $223,700 Building $370,800
2022	$13,484.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10 Cobblestone Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	148 (1980–2023)
Claims Outside the SFHA	34 of 148
Most Recent Claim	Dec 2023 · river or lake flooding
Claims by Event	Hurricane Irene, Aug 2011 · 29 claims Severe Storms And Flooding, Mar 2010 · 19 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 26 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 Cobblestone Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 81% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OAKLAND WATER DEPT serves 12,754 people · EPA ID NJ0242001
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Optimum Cable · Fiber in parts of the area	940 / 35