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2 Cinder Rd, Garnerville, NY 10923 Property Records

Rockland County and Haverstraw Town property record for 2 Cinder Rd, Garnerville, NY 10923

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,852 sqft · built 1966
Lot Size0.29 acres (12,632 sqft)
Owner2 Individuals on Record
Last Sale$360,000 (Feb 2021)
Tax Bill$21,932 (2024)
Deeds & MortgagesFeb 2021 Sale & Mortgage
Aug 2019 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APN392289 20.14-4-35

Property Details

APN / Parcel Number

Primary APN392289 20.14-4-35
Alternative APNs
  • 392289-020-014-0004-035-000-000
  • 228902001400040350000000
  • 0009860

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,852 sqft Living Area
1st Floor Area1,164 sqft
Basement Area688 sqft
Finished Basement688 sqft

Exterior

Year BuiltBuilt 1966
Effective Year BuiltEffective 1966
Architectural StyleRaised Ranch
Exterior MaterialComposition/Composite
Lot Area12,632 sqft (0.29 acres)
Lot Dimensions150 ft deep x 105 ft wide
View / LotSuburban
Garage TypeBasement
PorchOpen Porch
Porch Area240 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number0009860
Street Address2 CINDER RD
CityGARNERVILLE
StateNY
Zip10923-1114
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code915
Legal Description49.-1-1.6
Legal Block4
Legal Lot Number35.0
JurisdictionROCKLAND NY
Township / Civil DivisionHAVERSTRAW
Census Block Group1
Census Block1000
Census Tract10501

Owner

Source: Rockland County and Haverstraw Town assessment roll, as of May 16, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individuals on Record
Mailing Address2 CINDER RD, GARNERVILLE, NY 10923-1114
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 22, 2021Bargain and Sale Deed, Transfer · FHA Mortgage
LUXURY MORTGAGE CORP
Aug 13, 2019Grant Deed, Transfer
NEW YORK ABSTRACT AND AGENCY INC, NEW YORK ABS & AGCY INC
May 20, 2019Grant Deed, Transfer
NEW YORK ABSTRACT AND AGENCY INC, NEW YORK ABS & AGCY INC
Jan 23, 2019Trustee's Deed, Foreclosure
CLOSING USA LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 22, 2021 · Amount on Record
Deed SaleFeb 22, 2021 · Amount on Record
Prior SaleApr 17, 2009 · Amount on Record
Deed Document Number20217165
Prior Transfer DateApr 16, 2009
Prior Transfer Doc0000012283
Record UpdatedSep 20, 2026

February 2021: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionROCKLAND NY
Recording DateFeb 22, 2021
Property Address2 CINDER RD, GARNERVILLE, NY 10923-1114
Document Number0000007165
Instrument DateOct 30, 2020
Instrument2021-00007165
Transaction TypeTransfer
Record UpdatedMay 27, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,440.00
Amount AccuracyRounded by County
Additional
  • Lis Pendens
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address9 BRUSH CT, GARNERVILLE, NY 10923-1230
InvestorPossibly a Property Investor

Mortgage

Document Number0000007166
DateFeb 22, 2021
Instrument2021-00007166
Lender
NameLUXURY MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2050
Interest
Rate TypeFixed Rate

August 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionROCKLAND NY
Recording DateAug 13, 2019
Property Address2 CINDER RD, GARNERVILLE, NY 10923-1114
Document Number0000022681
Instrument DateMay 13, 2019
Instrument22681
Transaction TypeTransfer
Record UpdatedSep 2, 2019
Title CompanyNEW YORK ABSTRACT AND AGENCY INC, NEW YORK ABS & AGCY INC

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address82 N GARFIELD DR SPRING VALLEY NY 109772430, SPRING VALLEY, NY 10977-2430

May 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionROCKLAND NY
Recording DateMay 20, 2019
Property Address2 CINDER RD, GARNERVILLE, NY 10923-1114
Document Number0000013961
Instrument DateApr 16, 2019
Instrument13961
Transaction TypeTransfer
Record UpdatedJun 14, 2019
Title CompanyNEW YORK ABSTRACT AND AGENCY INC, NEW YORK ABS & AGCY INC

Transaction

AmountAmount Recorded
Tax$1,080.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6 HARDING AVE HAVERSTRAW NY 109271023, HAVERSTRAW, NY 10927-1023

January 2019: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionROCKLAND NY
Recording DateJan 23, 2019
Property Address2 CINDER RD, GARNERVILLE, NY 10923-1114
Document Number0000002205
Instrument DateJan 9, 2019
Instrument2205
Transaction TypeForeclosure
Record UpdatedFeb 11, 2019
Title CompanyCLOSING USA LLC

Transaction

AmountAmount Recorded
Tax$2.00
Amount AccuracyConfirmed
Additional
  • Lis Pendens
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3476 STATEVIEW BLVD FORT MILL SC 297157203, FORT MILL, SC 29715-7203

Tax Assessment & Valuation

Source: Rockland County and Haverstraw Town assessment roll, as of May 16, 2025

Property Jurisdictions

TypeName
StateNew York
CountyRockland County
County SubdivisionHaverstraw Town
Unified School DistrictHaverstraw-Stony Point Central School District (North Rockland) (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$21,932.00$274,800 (-) Land $94,600 Building $180,200$471,700 (+5.21%)
2023$274,800 Land $94,600 Building $180,200$448,360 Land $154,348 Building $294,012

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims9 (1979–1999)
Claims Outside the SFHA2 of 9
Most Recent ClaimSep 1999 · Hurricane Floyd Major Disaster Declarations

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.9% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW YORK
private · serves 270,000 people · EPA ID NY4303673
Water SourceSurface water
Last State InspectionMar 2023
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable		8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
T-Mobile
Fixed Wireless		100 / 20

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