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10 Cinder Rd, Garnerville, NY 10923 Property Records

Rockland County and Haverstraw Town property record for 10 Cinder Rd, Garnerville, NY 10923 · Last verified January 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,800 sqft · built 1962
Lot Size0.419 acres (18,295 sqft)
OwnerIndividual Name on File
Last Sale$300,000 (Dec 2018)
Deeds & MortgagesDec 2020 Mortgage
Dec 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN392289 20.14-4-16

Property Details

APN / Parcel Number

Primary APN392289 20.14-4-16
Alternative APNs
  • 228902001400040160000000
  • 0009875

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,800 sqft Living Area
1st Floor Area1,800 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1962
Architectural StyleRanch
Exterior MaterialBrick
Lot Area18,295 sqft (0.419 acres)
Garage TypeDetached
Garage Area560 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchPorch
Porch Area360 sqft
Shed1 Shed
Canopy360 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number0009875
Old Parcel Number228902001400040160000000
Street Address10 CINDER RD
CityGARNERVILLE
StateNY
Zip10923-1114
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description49.-1-14
Legal Block4
Legal Lot Number16.000
JurisdictionROCKLAND NY
Township / Civil DivisionHAVERSTRAW
Census Block Group1
Census Block1000
Census Tract10501

Owner

Source: Rockland County and Haverstraw Town records · APN 392289 20.14-4-16

Assessment roll updated May 31, 2024 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address10 CINDER RD, GARNERVILLE, NY 10923-1114
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 28, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Dec 26, 2018Bargain and Sale Deed, Transfer · Conventional Mortgage
CROSS COUNTRY MORTGAGE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 26, 2018 · Amount on Record
Deed SaleDec 26, 2018 · Amount on Record
Prior SaleApr 20, 2016 · Amount on Record
Deed Document Number0201837421
Deed Book / Page2018 / 37421
Record UpdatedJun 08, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROCKLAND NY
Property Address10 CINDER RD, GARNERVILLE, NY 10923-1114
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000039327
DateDec 28, 2020
Instrument2020-00039327
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2050
Interest
Rate TypeFixed Rate

December 2018: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionROCKLAND NY
Recording DateDec 26, 2018
Property Address10 CINDER RD, GARNERVILLE, NY 10923-1114
Document Number0000037421
Instrument DateDec 14, 2018
Instrument2018-00037421
Transaction TypeTransfer
Record UpdatedMay 27, 2021
Title CompanyBENCHMARK TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,200.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address117 DEXTER AVE, PEARL RIVER, NY 10965-2202

Mortgage

Document Number0000037422
DateDec 26, 2018
Instrument2018-00037422
Lender
NameCROSS COUNTRY MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Rockland County and Haverstraw Town records · Assessment roll updated May 31, 2024 · Last verified January 2026

Property Jurisdictions

TypeName
StateNew York
CountyRockland County
County SubdivisionHaverstraw Town
Unified School DistrictHaverstraw-Stony Point Central School District (North Rockland) (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearAssessed ValueAssessed Market Value
2024$250,000 (-) Land $114,300 Building $135,700$429,111 (+5.2%) Land $196,190 Building $232,921
2023$250,000 Land $114,300 Building $135,700$407,897 Land $186,491 Building $221,406

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rockland County (36087C), updated August 19, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360870105011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies2 in force
Nearby Flood Claims9 (1979–1999)
Claims Outside the SFHA2 of 9
Most Recent ClaimSep 1999, rainfall accumulation, Hurricane Floyd Major Disaster Declarations

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 254 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Optimum CommunicationsFiber8,000 / 8,000
VerizonFiber980 / 880
Optimum CommunicationsCable940 / 35
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

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