Dorchester County property record for 2 Choptank Ave, Cambridge, MD 21613
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,906 sqft · built 1918 |
| Lot Size | 0.371 acres (16,170 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $735,000 (Jan 2016) |
| Tax Bill | $15,229 (2026) |
| Flood Zone | Zone AE (high risk) |
| APN | 07-173458 |
| Primary APN | 07-173458 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,906 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1918 |
|---|---|
| Effective Year Built | Effective 1918 |
| Architectural Style | Conventional |
| Exterior Material | Block |
| Roof Material | Composition Shingle |
| Lot Area | 16,170 sqft (0.371 acres) |
| View / Lot | Waterfront |
| Garage Type | Detached |
| Garage Area | 396 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 504 sqft |
| Deck Area | 620 sqft |
| Patio Area | 686 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Radiant |
| Sewer | Connected |
| Account Number | 173458 |
|---|---|
| Street Address | 2 CHOPTANK AVE |
| City | CAMBRIDGE |
| State | MD |
| Zip | 21613-1623 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-4 |
| Legal Description | LOT 16,170 SQ. FT. 2 CHOPTANK AVENUE CAMBRIDGE |
| Legal Subdivision | 2 CHOPTANK AVE |
| Jurisdiction | DORCHESTER MD |
| Township / Civil Division | 7, CAMBRIDGE |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 970400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Cambridge Historic District, Wards I and III listed 1990 · 675 contributing resources · NRIS 90001370 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Dorchester County records, as of October 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2 CHOPTANK AVE, CAMBRIDGE, MD 21613-1623 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 11, 2016 · Amount on Record |
| Deed Sale | Jan 11, 2016 · Amount on Record |
| Prior Sale | May 19, 2008 |
| Deed Book / Page | 1307 / 479 |
| Prior Transfer Date | Dec 19, 2007 |
| Prior Transfer Doc | MLB008670018 |
| Record Updated | Oct 29, 2026 |
Source: Dorchester County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Dorchester County |
| Municipality | Cambridge City |
| Unified School District | Dorchester County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $15,229.00 (+2.48%) Homeowner's exemption | $815,000 (-1.71%) Land $291,700 Building $523,300 | $815,000 (-1.71%) Land $291,700 Building $523,300 |
| 2025 | $14,861.00 (+12.23%) Homeowner's exemption | $829,200 (+13.49%) Land $291,700 Building $537,500 | $829,200 (-) Land $291,700 Building $537,500 |
| 2023 | $13,241.00 Homeowner's exemption | $730,667 | $829,200 Land $291,700 Building $537,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 5.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 28 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 78 units insured incl. 50 condo units |
| Nearby Flood Claims | 27 (1985–2024) |
| Claims Outside the SFHA | 7 of 27 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CAMBRIDGE WATER serves 15,000 people · EPA ID MD0090002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 4 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Bay Country Communications.
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