100 Choptank Ave, Cambridge, MD 21613 Property Records

Dorchester County property record for 100 Choptank Ave, Cambridge, MD 21613

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,736 sqft · built 1918
Lot Size	0.13 acres (5,684 sqft)
Owner	2 Individual Names on Record
Last Sale	$222,000 (Nov 2018)
Tax Bill	$4,248 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Nov 2018 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`07-157495`

Property Details

APN / Parcel Number

Primary APN	`07-157495`
Alternative APNs	`7157495` `157495`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	1,736 sqft Total Area

Exterior

Year Built	Built 1918
Effective Year Built	Effective 1918
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	5,684 sqft (0.13 acres)
View / Lot	Waterfront
Porch	Porch
Porch Area	424 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	157495
Street Address	100 CHOPTANK AVE
City	CAMBRIDGE
State	MD
Zip	21613-1625
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	LOT 5,684 SQ. FT. 100 CHOPTANK AVENUE CAMBRIDGE
Jurisdiction	DORCHESTER MD
Township / Civil Division	7, CAMBRIDGE
Census Block Group	3
Census Block	3014
Census Tract	970400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Cambridge Historic District, Wards I and III listed 1990 · 675 contributing resources · NRIS 90001370

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Dorchester County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	606 ALICE ST, OAKLAND, CA 94607-4413
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage BETTER MTG CORP ISAOA
Nov 8, 2018	Deed, Transfer · Commercial Mortgage PROVIDENT STATE BANK INC
Jul 10, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 8, 2018 · Amount on Record
Deed Sale	Nov 8, 2018 · Amount on Record
Prior Sale	Oct 26, 1984 · Amount on Record
Deed Book / Page	1493 / 147
Prior Transfer Date	Jul 5, 2017
Prior Transfer Doc	0014100127
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER MD
Property Address	100 CHOPTANK AVE, CAMBRIDGE, MD 21613-1625
Document Number	0015970003
Instrument Date	Sep 9, 2020
Transaction Type	Mortgage
Record Updated	Nov 9, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	20869 MCKINLEY WAY GROVELAND CA 953219564, GROVELAND, CA 95321-9564

Mortgage

Document Number	0015970003
Date	Sep 24, 2020
Book Page	001597/000003

Lender

Name	BETTER MTG CORP ISAOA
Address	NEW YORK, NY 10271

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 23, 2050

November 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	DORCHESTER MD
Recording Date	Nov 8, 2018
Property Address	100 CHOPTANK AVE, CAMBRIDGE, MD 21613-1625
Document Number	0014930147
Book / Page	1493 / 147
Instrument Date	Nov 1, 2018
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	CAMBRIDGE TITLE CO LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,775.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	606 ALICE ST, OAKLAND, CA 94607-4413

Mortgage

Document Number	0001493151
Date	Nov 8, 2018
Instrument	1493/151

Lender

Name	PROVIDENT STATE BANK INC
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DORCHESTER MD
Recording Date	Jul 10, 2017
Property Address	100 CHOPTANK AVE, CAMBRIDGE, MD 21613-1625
Document Number	0014100127
Book / Page	001410 / 000127
Instrument Date	Jul 5, 2017
Transaction Type	Transfer
Record Updated	Jul 28, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	100 CHOPTANK AVE CAMBRIDGE MD 216131625, CAMBRIDGE, MD 21613-1625

Tax Assessment & Valuation

Source: Dorchester County assessment roll, as of August 5, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Dorchester County
Municipality	Cambridge City
Unified School District	Dorchester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$234,533 (+3.68%)	$251,200 (+11.05%) Land $51,200 Building $200,000
2025	$4,248.00 (+17.61%)	$226,200 (+15.72%) Land $36,100 Building $190,100	$226,200 (-) Land $36,100 Building $190,100
2023	$3,612.00	$195,467	$226,200 Land $36,100 Building $190,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	4.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 28 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	78 units insured incl. 50 condo units
Nearby Flood Claims	27 (1985–2024)
Claims Outside the SFHA	7 of 27
Most Recent Claim	Jan 2024 · river or lake flooding
Claims by Event	Hurricane Isabel, Sep 2003 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CAMBRIDGE WATER serves 15,000 people · EPA ID MD0090002
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Bay Country Communications.

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