2 Cherry Ave, Urbana, IA 52345 Property Records

Benton County property record for 2 Cherry Ave, Urbana, IA 52345

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,972 sqft · built 1907
Lot Size	0.36 acres (15,708 sqft)
Owner	Individual Name on Record
Tax Bill	$3,018 (2024)
Deeds & Mortgages	Nov 2020 Mortgage Jun 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20003150`

Property Details

APN / Parcel Number

Primary APN	`20003150`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,972 sqft Living Area
1st Floor Area	888 sqft
Basement Area	444 sqft
Game Room	Game Room
Interior Walls	Plaster

Exterior

Year Built	Built 1907
Exterior Material	Vinyl
Construction Type	Wood
Foundation Type	Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	15,708 sqft (0.36 acres)
Lot Dimensions	132 ft deep x 119 ft wide
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	160 sqft
Deck Area	339 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2 CHERRY AVE
City	URBANA
State	IA
Zip	52345-4721
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CULVERS 2ND ADD LOTS 2 & 3 BLK 1 EX E 13' LOT 2 BLK 1
Legal Subdivision	CULVERS 2ND
Legal Block	1
Legal Lot Number	2,3
Jurisdiction	BENTON IA
Township / Civil Division	POLK
Census Block Group	1
Census Block	1037
Census Tract	960100

Owner

Source: Benton County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2 CHERRY AVE, URBANA, IA 52345-4721
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage GREEN STATE CU
Jun 21, 2018	Deed of Trust, Mortgage UNIVERSITY OF IOWA CREDIT UNION
May 25, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	May 25, 2018
Transfer Doc	18/1135
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON IA
Property Address	2 CHERRY AVE, URBANA, IA 52345-4721
Transaction Type	Mortgage
Record Updated	Aug 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	205285
Date	Nov 23, 2020
Instrument	20-5285

Lender

Name	GREEN STATE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 1, 2035

Interest

Rate Type	Fixed Rate

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON IA
Property Address	2 CHERRY AVE, URBANA, IA 52345-4721
Transaction Type	Mortgage
Record Updated	Mar 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000018/0000001142
Date	Jun 21, 2018
Book Page	0000000018/0000001142
Instrument	E18-1142

Lender

Name	UNIVERSITY OF IOWA CREDIT UNION

Agreement

Amount	Amount Recorded
Term	355 Months
Due	Jan 1, 2048

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BENTON IA
Recording Date	May 25, 2018
Property Address	2 CHERRY AVE, URBANA, IA 52345-4721
Document Number	18/1135
Book / Page	18 / 1135
Instrument Date	May 16, 2018
Instrument	0000018-1135
Transaction Type	Transfer
Record Updated	Oct 1, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 CHERRY AVE, URBANA, IA 52345-4721

Tax Assessment & Valuation

Source: Benton County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Benton County
Municipality	Urbana City
Unified School District	Center Point-Urbana Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$182,800 (+9.92%) Land $25,300 Building $157,500	$182,800 (+9.92%) Land $25,300 Building $157,500
2024	$3,018.00 (+9.43%)
2023		$166,300 (+24.38%) Land $25,300 Building $141,000	$166,300 (+24.38%) Land $25,300 Building $141,000
2022	$2,758.00 Homeowner's exemption	$133,700 Land $20,200 Building $113,500
2021			$133,700 Land $20,200 Building $113,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 22, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	URBANA WATER SUPPLY serves 1,562 people · EPA ID IA0680041
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
USA Communications Fiber	1,000 / 1,000
GigFire Fixed Wireless	150 / 130

May also be available: Verizon.

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