1 Cherry Ave, Urbana, IA 52345 Property Records

Benton County property record for 1 Cherry Ave, Urbana, IA 52345

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,120 sqft · built 1915
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$125,000 (May 2024)
Tax Bill	$2,478 (2024)
Deeds & Mortgages	Dec 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`20006000`

Property Details

APN / Parcel Number

Primary APN	`20006000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,120 sqft Living Area
Basement Area	1,120 sqft
Interior Walls	Paneling

Exterior

Year Built	Built 1915
Exterior Material	Metal
Construction Type	Steel Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	210 sqft
Patio Area	300 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1 CHERRY AVE
City	URBANA
State	IA
Zip	52345-4721
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CULVERS 2ND ADD N 1/2 LOTS 1 & 2 BLK 2
Legal Subdivision	CULVERS 2ND
Legal Block	2
Legal Lot Number	1,2
Jurisdiction	BENTON IA
Township / Civil Division	POLK
Census Block Group	1
Census Block	1038
Census Tract	960100

Owner

Source: Benton County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1 CHERRY AVE, URBANA, IA 52345-4721
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 3, 2024 · Amount on Record
Deed Sale	May 3, 2024 · Amount on Record
Prior Sale	Jul 22, 2010 · Amount on Record
Deed Document Number	24-1398
Record Updated	Jun 8, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON IA
Property Address	1 CHERRY AVE, URBANA, IA 52345
Transaction Type	Mortgage
Record Updated	Jan 31, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000234254
Date	Dec 4, 2023
Instrument	23-4254

Lender

Name	HILLS BANK AND TRUST CO
Type	Bank
Address	HILLS, IA 52235

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Dec 10, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Benton County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Benton County
Municipality	Urbana City
Unified School District	Center Point-Urbana Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$138,200 (+7.88%) Land $16,500 Building $121,700	$138,200 (+7.88%) Land $16,500 Building $121,700
2024	$2,478.00 (+18.56%)
2023		$128,100 (+23.77%) Land $16,500 Building $111,600	$128,100 (+23.77%) Land $16,500 Building $111,600
2022	$2,090.00 Homeowner's exemption	$103,500 Land $13,200 Building $90,300
2021			$103,500 Land $13,200 Building $90,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 22, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	URBANA WATER SUPPLY serves 1,562 people · EPA ID IA0680041
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
USA Communications Fiber	1,000 / 1,000

May also be available: GigFire.

Nearby Properties on Cherry Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures