Washington County property record for 2 Center St, Hancock, MD 21750
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,094 sqft · built 1930 |
| Lot Size | 0.181 acres (7,902 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $137,000 (Oct 2021) |
| Tax Bill | $580 (2026) |
| Deeds & Mortgages | Oct 2021 Sale & Mortgage Aug 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-011841 |
| Primary APN | 05-011841 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,094 sqft Total Area |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 7,902 sqft (0.181 acres) |
| Lot Dimensions | 123 ft deep x 80 ft wide |
| Porch | Slab |
| Porch Area | 60 sqft |
| Patio Area | 99 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 011841 |
|---|---|
| Street Address | 2 CENTER ST |
| City | HANCOCK |
| State | MD |
| Zip | 21750-1501 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | U |
| Legal Description | LOT 8 PTLT7 0.18 AC 2 CENTER ST |
| Legal Subdivision | RIVER VIEW ADD |
| Legal Lot Number | 8 |
| Jurisdiction | WASHINGTON MD |
| Township / Civil Division | 5, HANCOCK |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 10700 |
Source: Washington County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2 CENTER ST, HANCOCK, MD 21750-1501 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 18, 2021 | Deed, Transfer · Conventional Mortgage DIRECT MORTGAGE LOANS LLC |
| Aug 27, 2021 | Intrafamily Transfer, Transfer · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Mar 3, 2017 | Deed, Transfer · FHA Mortgage TIDEWATER MORTGAGE SERVICES INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 18, 2021 · Amount on Record |
| Deed Sale | Oct 18, 2021 · Amount on Record |
| Prior Sale | Aug 27, 2021 |
| Deed Book / Page | 6796 / 343 |
| Prior Transfer Date | Aug 3, 2021 |
| Prior Transfer Doc | 0067390327 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Recording Date | Oct 18, 2021 |
| Property Address | 2 CENTER ST, HANCOCK, MD 21750-1501 |
| Document Number | 0067960343 |
| Book / Page | 6796 / 343 |
| Instrument Date | Oct 15, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Title Company | ASSURANCE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Document Number | 0006796350 |
|---|---|
| Date | Oct 18, 2021 |
| Instrument | 6796/350 |
| Name | DIRECT MORTGAGE LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Number | 0068030072 |
|---|---|
| Date | Oct 22, 2021 |
| Book Page | 6803/72 |
| Name | DIRECT MORTGAGE LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | HUNT VALLEY, MD 21031 |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Recording Date | Aug 27, 2021 |
| Property Address | 2 CENTER ST, HANCOCK, MD 21750-1501 |
| Document Number | 0067390327 |
| Book / Page | 6739 / 327 |
| Instrument Date | Aug 3, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Title Company | OLD REPUBLIC TITLE, OLD REUBLIC TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 2 CENTER ST, HANCOCK, MD 21750-1501 |
| Document Number | 0006739331 |
|---|---|
| Date | Aug 27, 2021 |
| Instrument | 6739/331 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Recording Date | Mar 3, 2017 |
| Property Address | 2 CENTER ST, HANCOCK, MD 21750-1501 |
| Document Number | 0054540372 |
| Book / Page | 5454 / 0372 |
| Instrument Date | Feb 28, 2017 |
| Instrument | 5454-0372 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Title Company | OLDE TOWNE TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $210.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 2 CENTER ST, HANCOCK, MD 21750-1501 |
| Document Number | 0054540377 |
|---|---|
| Date | Mar 3, 2017 |
| Instrument | 5454-0377 |
| Name | TIDEWATER MORTGAGE SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2047 |
Source: Washington County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Washington County |
| Municipality | Hancock Town |
| Unified School District | Washington County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $580.00 (+5.65%) Homeowner's exemption | $123,700 (+23.13%) Land $23,900 Building $99,800 | $123,700 (-) Land $23,900 Building $99,800 |
| 2025 | $549.00 (+5.78%) Homeowner's exemption | $100,467 (+86.05%) | $123,700 (+129.07%) Land $23,900 Building $99,800 |
| 2024 | $519.00 (+5.06%) | ||
| 2023 | $494.00 | $54,000 Land $23,800 Building $30,200 | $54,000 Land $23,800 Building $30,200 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (2004) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2004 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF HANCOCK serves 1,921 people · EPA ID MD0210012 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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