Washington County property record for 1 Center St, Hancock, MD 21750
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,186 sqft · built 1980 |
| Lot Size | 0.191 acres (8,320 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $976 (2026) |
| Deeds & Mortgages | May 2020 Mortgage Apr 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-005159 |
| Primary APN | 05-005159 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,186 sqft Total Area |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Siding |
| Construction Type | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 8,320 sqft (0.191 acres) |
| Patio Area | 186 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Connected |
| Account Number | 005159 |
|---|---|
| Street Address | 1 CENTER ST |
| City | HANCOCK |
| State | MD |
| Zip | 21750-1543 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | U |
| Legal Description | LOT 1 0.1913 ACRES 1 CENTER ST |
| Legal Lot Number | 1 |
| Jurisdiction | WASHINGTON MD |
| Township / Civil Division | 5, HANCOCK |
| Census Block Group | 3 |
| Census Block | 3038 |
| Census Tract | 10700 |
1 Center St is owned and occupied by two individuals.
Source: Washington County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1 CENTER ST, HANCOCK, MD 21750-1543 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 28, 2020 | Deed of Trust, Mortgage · ARM MIDDLETOWN VALLEY BANK |
| Apr 27, 2020 | Grant Deed, Transfer OTHER INSTITUTIONAL LENDERS |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Property Address | 1 CENTER ST, HANCOCK, MD 21750-1543 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0062610221 |
|---|---|
| Date | May 28, 2020 |
| Book Page | 6261/221 |
| Name | MIDDLETOWN VALLEY BANK |
|---|---|
| Type | Bank |
| Address | MIDDLETOWN, MD 21769 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.88% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jun 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 5.88% |
| Index | 1-Year LIBOR |
| Max Rate | 9.88% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Recording Date | Apr 27, 2020 |
| Property Address | 1 CENTER ST, HANCOCK, MD 21750-1543 |
| Document Number | 0062340325 |
| Book / Page | 006234 / 000325 |
| Instrument Date | Apr 3, 2020 |
| Transaction Type | Transfer |
| Record Updated | Sep 9, 2020 |
| Title Company | MADISON SETTLEMENT SERVICES HAGERS, MADISON SETTLEMENT SVCS HAGERS |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $43.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1 CENTER ST HANCOCK MD 217501543, HANCOCK, MD 21750-1543 |
| Document Number | 62340330 |
|---|---|
| Date | Apr 27, 2020 |
| Book Page | 006234/000330 |
| Name | OTHER INSTITUTIONAL LENDERS |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44145 |
| Amount | Amount on Record |
|---|
| Rate | 2% |
|---|
The 2026 property tax bill for 1 Center St was $976, up 11.9% from the year before.
Source: Washington County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Washington County |
| Municipality | Hancock Town |
| Unified School District | Washington County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $976.00 (+11.93%) | $107,100 (+11.95%) Land $28,300 Building $78,800 | $107,100 (-) Land $28,300 Building $78,800 |
| 2025 | $872.00 | $95,667 | $107,100 Land $28,300 Building $78,800 |
| 2023 | $666.00 | $72,800 Land $28,300 Building $44,500 | $72,800 Land $28,300 Building $44,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1 Center St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (2004) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2004 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1 Center St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF HANCOCK serves 1,921 people · EPA ID MD0210012 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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