2 Cedro Cir, Sacramento, CA 95833 Property Records

Sacramento County property record for 2 Cedro Cir, Sacramento, CA 95833

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,173 sqft · built 1981
Lot Size	0.117 acres (5,100 sqft)
Owner	Individual Name on File
Last Sale	$175,000 (Apr 2014)
Tax Bill	$2,755 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Apr 2021 Mortgage + 1 more
Flood Zone	Zone A99 (high risk)
APN	`225-0612-034-0000`

Property Details

APN / Parcel Number

Primary APN	`225-0612-034-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,173 sqft Living Area
1st Floor Area	1,173 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Other
Lot Area	5,100 sqft (0.117 acres)
Garage Area	437 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2 CEDRO CIR
City	SACRAMENTO
State	CA
Zip	95833-1419
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	FRATES RANCH 01, LOT 41
Legal Subdivision	FRATES RANCH 01
Legal Lot Number	41
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	2
Census Block	2006
Census Tract	7011

Owner

2 Cedro Cir is owned and occupied by an individual who bought it in April 2014.

Source: Sacramento County records, as of September 3, 2026

Owner of Record	Individual Name on File
Mailing Address	2 CEDRO CIR, SACRAMENTO, CA 95833-1419
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Apr 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Jul 6, 2017	Deed of Trust, Mortgage · Line of Credit HOMESTREET BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 18, 2014 · Amount on File
Deed Sale	Apr 18, 2014 · Amount on File
Prior Sale	Jan 3, 2014 · Amount on File
Deed Book / Page	20140418 / 956
Prior Transfer Date	Nov 2, 2004
Prior Transfer Doc	2004000823
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	2 CEDRO CIR, SACRAMENTO, CA 95833-1419
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 CEDRO CIR, SACRAMENTO, CA 95833-1419

Mortgage

Document Number	0000000621
Date	Apr 30, 2021
Instrument	202104300621

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	2 CEDRO CIR, SACRAMENTO, CA 95833-1419
Transaction Type	Mortgage
Record Updated	May 12, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 CEDRO CIR, SACRAMENTO, CA 95833-1419

Mortgage

Document Number	4300000000621
Date	Apr 30, 2021
Book Page	20210430/621

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	2 CEDRO CIR, SACRAMENTO, CA 95833-1419
Document Number	1707111525
Instrument Date	Jul 6, 2017
Transaction Type	Mortgage
Record Updated	Jul 25, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2 CEDRO CIR SACRAMENTO CA 958331419, SACRAMENTO, CA 95833-1419

Mortgage

Document Number	1707111525
Date	Jul 11, 2017
Instrument	1707111525

Lender

Name	HOMESTREET BK
Type	Bank
Address	SEATTLE, WA 98101-2326

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jul 10, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2 Cedro Cir was $2,755 with a homeowner's exemption, down 3.9% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Sacramento City
Unified School District	Natomas Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$218,805 (+2%) Land $36,004 Building $182,801
2025	$2,755.00 (-3.87%) Homeowner's exemption	$214,516 Land $35,299 Building $179,217
2024	$2,866.00 (+5.56%)
2023	$2,715.00 (+1.76%) Homeowner's exemption	$206,187 Land $33,929 Building $172,258
2022	$2,668.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2 Cedro Cir in Zone A99, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A99 high risk · federal flood protection under construction
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 270 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	270 in force
Nearby Flood Claims	2 (2012–2022)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Nov 2022 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2 Cedro Cir has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SACRAMENTO MAIN state or territorial government · serves 527,979 people · EPA ID CA3410020
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 768 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Succeed.Net Fixed Wireless	100 / 50
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile, unWired Broadband, Verizon.

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