2 Cedar St, Chester, CT 06412 Property Records

Chester Town property record for 2 Cedar St, Chester, CT 06412

Property Summary

Property Type	Single Family Home
Details	1 bd · 2 ba · 954 sqft · built 1968
Lot Size	0.23 acres (10,019 sqft)
Owner	Trust Name on Record
Tax Bill	$4,367 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Oct 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`CHES M:12 B:152`

Property Details

APN / Parcel Number

Primary APN	`CHES M:12 B:152`
Alternative APNs	`CSTR M:12 B:152` `00143500` `143500`

Interior

Bedrooms	1 Bed
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	954 sqft Living Area
Gross Area	1,908 sqft
1st Floor Area	1,744 sqft
Basement Area	954 sqft
Unfinished Basement	222 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1998
Architectural Style	Bungalow
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	10,019 sqft (0.23 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	143500
Street Address	2 CEDAR ST
City	CHESTER
State	CT
Zip	06412-1005
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Block	152
Jurisdiction	CHESTER CT
Township / Civil Division	CHESTER
Census Block Group	2
Census Block	2019
Census Tract	600100

Owner

Source: Chester Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	2 CEDAR ST, CHESTER, CT 06412-1005
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 3, 2023	Deed of Trust, Mortgage · ARM LIBERTY BANK
Oct 21, 2021	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 20, 2021
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTER CT
Property Address	2 CEDAR ST, CHESTER, CT 06412-1005
Transaction Type	Mortgage
Record Updated	Apr 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000183-550
Date	Jul 3, 2023
Book Page	183/550

Lender

Name	LIBERTY BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Aug 1, 2033
Index	Other

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CHESTER CT
Recording Date	Oct 21, 2021
Property Address	2 CEDAR ST, CHESTER, CT 06412-1005
Document Number	000179-861
Book / Page	179 / 861
Instrument Date	Oct 20, 2021
Transaction Type	Transfer
Record Updated	Apr 24, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Chester Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Chester Town
Elementary School District	Chester School District (PK - 06)
Secondary School District	Regional School District 04 (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,367.00	$161,280 (+43.92%) Land $43,750 Building $117,530	$112,896 Land $30,625 Building $82,271
2024	$4,367.00 (+31.22%)
2023	$3,328.00 (+0.67%)	$112,060 (-) Land $39,760 Building $72,300
2022	$3,306.00	$112,060 Land $39,760 Building $72,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Cedar St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures