10 Cedar St, Chester, CT 06412 Property Records

Chester Town property record for 10 Cedar St, Chester, CT 06412

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,125 sqft · built 1939
Lot Size	2.69 acres (117,176 sqft)
Owner	2 Individual Names on File
Last Sale	$220,000 (Sep 2016)
Tax Bill	$4,788 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`CHES M:12 B:155`

Property Details

APN / Parcel Number

Primary APN	`CHES M:12 B:155`
Alternative APNs	`CSTR M:12 B:155` `00068100` `68100`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,125 sqft Living Area
Gross Area	1,575 sqft
Basement Area	450 sqft
Unfinished Basement	450 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1984
Architectural Style	Cape Cod
Exterior Material	Logs
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	117,176 sqft (2.69 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	68100
Street Address	10 CEDAR ST
City	CHESTER
State	CT
Zip	06412-1005
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Block	155
Jurisdiction	CHESTER CT
Township / Civil Division	CHESTER
Census Block Group	2
Census Block	2019
Census Tract	600100

Owner

10 Cedar St is owned and occupied by two individuals who acquired it in March 2021.

Source: Chester Town records, as of June 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10 CEDAR ST, CHESTER, CT 06412-1005
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2021	Quit Claim Deed, Transfer · FHA Mortgage NEWREZ LLC
Apr 21, 2021	Quit Claim Deed, Transfer · FHA Mortgage NEWREZ LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 21, 2016 · Amount on File
Deed Sale	Sep 21, 2016 · Amount on File
Prior Sale	Jan 27, 1992 · Amount on File
Deed Book / Page	166 / 840
Last Transfer Date	Mar 26, 2021
Transfer Doc	178-92
Record Updated	Sep 20, 2026

April 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHESTER CT
Recording Date	Apr 21, 2021
Property Address	10 CEDAR ST, CHESTER, CT 06412-1005
Document Number	178-92
Book / Page	178 / 92
Instrument Date	Mar 26, 2021
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 CEDAR ST, CHESTER, CT 06412-1005

Mortgage

Document Number	178-95
Date	Apr 21, 2021
Book Page	178/95

Lender

Name	NEWREZ LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	313 Months
Due	May 1, 2047

April 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHESTER CT
Recording Date	Apr 21, 2021
Property Address	10 CEDAR ST, CHESTER, CT 06412-1005
Document Number	0000178-92
Book / Page	178 / 92
Instrument Date	Mar 26, 2021
Transaction Type	Transfer
Record Updated	Apr 24, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 CEDAR ST, CHESTER, CT 06412-1005

Mortgage

Document Number	0000178-95
Date	Apr 21, 2021
Book Page	178/95

Lender

Name	NEWREZ LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	313 Months
Due	May 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 10 Cedar St was $4,788.

Source: Chester Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Chester Town
Elementary School District	Chester School District (PK - 06)
Secondary School District	Regional School District 04 (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,788.00	$176,820 Land $53,130 Building $123,690	$123,774 Land $37,191 Building $86,583
2024	$4,788.00 (+21.8%)
2023	$3,931.00 (+0.67%)	$132,370 (-) Land $53,130 Building $79,240
2022	$3,905.00	$132,370 Land $53,130 Building $79,240

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10 Cedar St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 Cedar St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250

Cell Coverage

4G LTE (outdoors only), no 5G reported

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