2 Cathy Ln, Waldwick, NJ 07463 Property Records

Bergen County and Waldwick Borough property record for 2 Cathy Ln, Waldwick, NJ 07463

Property Summary

Property Type	Single Family Home
Details	2,226 sqft · built 1950
Lot Size	0.211 acres (9,198 sqft)
Owner	2 Individual Names on Record
Last Sale	$772,000 (Feb 2024)
Tax Bill	$15,739 (2025)
Deeds & Mortgages	Feb 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`64-00162-07-00008`

Property Details

APN / Parcel Number

Primary APN	`64-00162-07-00008`
Alternative APNs	`6400162000700008` `6400162G00008`

Interior

Stories	1 Story
Building Area	2,226 sqft Living Area

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Construction Type	Frame
Lot Area	9,198 sqft (0.211 acres)

Location & Zoning

Old Parcel Number	6400162G00008
Street Address	2 CATHY LN
City	WALDWICK
State	NJ
Zip	07463-1204
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	75XIRR 3LT
Legal Subdivision	WALDWICK HEIGHTS
Legal Block	162.7
Legal Lot Number	8
Jurisdiction	BERGEN NJ
Township / Civil Division	WALDWICK
Census Block Group	3
Census Block	3017
Census Tract	56200

Owner

Source: Bergen County and Waldwick Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2 CATHY LN, WALDWICK, NJ 07463-1204
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 6, 2024 · Amount on Record
Deed Sale	Feb 6, 2024 · Amount on Record
Prior Sale	Oct 25, 2000
Deed Document Number	20247561
Deed Book / Page	5174 / 106
Record Updated	Sep 20, 2026

February 2024: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	BERGEN NJ
Recording Date	Feb 6, 2024
Property Address	2 CATHY LN, WALDWICK, NJ 07463-1204
Document Number	0051740106
Book / Page	5174 / 106
Instrument Date	Jan 19, 2024
Instrument	2024007561
Transaction Type	Transfer
Record Updated	Mar 14, 2024
Title Company	CATIC TITLE INSURANCE COMPANY, CATIC TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,007.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3 BROOK LN, SUSSEX, NJ 07461-5465

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 CATHY LN, WALDWICK, NJ 07463-1204

Mortgage

Document Number	2024007562
Date	Feb 6, 2024
Instrument	2024007562

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2054

Tax Assessment & Valuation

Source: Bergen County and Waldwick Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Waldwick Borough
Unified School District	Waldwick Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$685,800 (-) Land $292,900 Building $392,900	$685,800 (-) Land $292,900 Building $392,900
2025	$15,739.00 (+3.66%)	$685,800 (+51.66%) Land $292,900 Building $392,900	$685,800 (+51.66%) Land $292,900 Building $392,900
2024	$15,183.00 (+17.9%)
2023		$452,200 (-) Land $252,300 Building $199,900	$452,200 (-) Land $252,300 Building $199,900
2022	$12,878.00 (+1.93%)	$452,200 Land $252,300 Building $199,900	$452,200 Land $252,300 Building $199,900
2021	$12,634.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	13 (1999–2021)
Claims Outside the SFHA	4 of 13
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims Hurricane Irene, Aug 2011 · 5 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 89% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALDWICK WATER DEPT serves 10,208 people · EPA ID NJ0264001
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20