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12 Cathy Ln, Waldwick, NJ 07463 Property Records

Bergen County and Waldwick Borough property record for 12 Cathy Ln, Waldwick, NJ 07463 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details1,176 sqft · built 1950
Lot Size0.219 acres (9,534 sqft)
Owner2 Individual Names on File
Last Sale$390,000 (Nov 2018)
Tax Bill$10,369 (2025)
Deeds & MortgagesJul 2020 Mortgage
Nov 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN64-00162-07-00005

Property Details

APN / Parcel Number

Primary APN64-00162-07-00005
Alternative APNs
  • 6400162000700005
  • 6400162G00005

Interior

Stories1 Story
Building Area1,176 sqft Living Area

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Construction TypeFrame
Lot Area9,534 sqft (0.219 acres)

Location & Zoning

Old Parcel Number6400162G00005
Street Address12 CATHY LN
CityWALDWICK
StateNJ
Zip07463-1204
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description75XIRR 3LT
Legal SubdivisionWALDWICK HEIGHTS
Legal Block162.7
Legal Lot Number5
JurisdictionBERGEN NJ
Township / Civil DivisionWALDWICK
Census Block Group3
Census Block3017
Census Tract56200

Owner

Source: Bergen County and Waldwick Borough records · APN 64-00162-07-00005

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address12 CATHY LN, WALDWICK, NJ 07463-1204
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 31, 2020Deed of Trust, Mortgage · Conventional Mortgage
HUDSON UNITED MTG
Nov 19, 2018Deed with Mortgage, Transfer · Conventional with PMI
PRIMELENDING

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 19, 2018 · Amount on Record
Deed SaleNov 19, 2018 · Amount on Record
Deed Document Number201818-082040
Deed Book / Page3111 / 1467
Record UpdatedSep 20, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address12 CATHY LN, WALDWICK, NJ 07463-1204
Document Number0037121164
Instrument DateJul 31, 2020
Transaction TypeMortgage
Record UpdatedOct 07, 2020
Title CompanyHUDSON UNITED TITLE SERVICES LLC, HUDSON UNITED TITLE SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address12 CATHY LN WALDWICK NJ 074631204, WALDWICK, NJ 07463-1204

Mortgage

Document Number0037121164
DateSep 17, 2020
Book Page003712/001164
Instrument87576
Lender
NameHUDSON UNITED MTG
AddressNANUET, NY 10954
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 16, 2050

November 2018: Deed with Mortgage, Transfer

Document TypeDeed with Mortgage
JurisdictionBERGEN NJ
Recording DateNov 19, 2018
Property Address12 CATHY LN, WALDWICK, NJ 07463-1204
Document Number0031111467
Book / Page003111 / 001467
Instrument DateNov 08, 2018
Instrument82040
Transaction TypeTransfer
Record UpdatedDec 03, 2018
Title CompanyALLIED TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$390.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12 CATHY LN WALDWICK NJ 074631204, WALDWICK, NJ 07463-1204

Mortgage

Document Number31111474
DateNov 19, 2018
Book Page003111/001474
Instrument82040
Lender
NamePRIMELENDING
AddressDALLAS, TX 75252
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueNov 18, 2048

Tax Assessment & Valuation

Source: Bergen County and Waldwick Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityWaldwick Borough
Unified School DistrictWaldwick Borough School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$451,800 (-) Land $299,300 Building $152,500$451,800 (-) Land $299,300 Building $152,500
2025$10,369.00 (+3.67%)$451,800 (+23.71%) Land $299,300 Building $152,500$451,800 (+23.71%) Land $299,300 Building $152,500
2024$10,002.00 (-3.83%)
2023$365,200 Land $258,200 Building $107,000$365,200 Land $258,200 Building $107,000
2022$10,400.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bergen County (34003C), updated December 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340030562003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 11 individual NFIP policies nearby
Nearby Flood Policies11 in force
Nearby Flood Claims13 (1999–2021)
Claims Outside the SFHA4 of 13
Most Recent ClaimSep 2021, river or lake flooding, Remnants Of Hurricane Ida
Claims By Storm
  • Remnants Of Hurricane Ida, Sep 2021 · 2 claims
  • Hurricane Irene, Aug 2011 · 5 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 3 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 385 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Optimum CommunicationsFiber8,000 / 8,000
VerizonFiber2,300 / 2,300
Optimum CommunicationsCable940 / 35
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

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