2 Beachside Dr, Palm Coast, FL 32137 Property Records

Flagler County property record for 2 Beachside Dr, Palm Coast, FL 32137

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,704 sqft · built 2016
Lot Size	0.421 acres (18,356 sqft)
Owner	2 Individual Names on Record
Last Sale	$75,000 (Jun 2015)
Tax Bill	$5,174 (2025)
Deeds & Mortgages	Sep 2019 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`37-10-31-4255-00040-0120`

Property Details

APN / Parcel Number

Primary APN	`37-10-31-4255-00040-0120`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	2,704 sqft Heated Area
Gross Area	3,146 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2018
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	18,356 sqft (0.421 acres)
Driveway	Driveway
Driveway Area	1,116 sqft

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Pool Area	1,316 sqft
Deck Area	924 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	2 BEACHSIDE DR
City	PALM COAST
State	FL
Zip	32137-2341
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	MARITIME ESTATES SUBD BLK 4 LOT 12 OR 150 PG 271 OR 283 PG 823 OR 1620/923 OR 2068/105
Legal Range	31E
Legal Township	10S
Legal Section	37
Legal Subdivision	MARITIME ESTATES
Legal Block	4
Legal Lot Number	12
Jurisdiction	FLAGLER FL
Township / Civil Division	FLAGLER BEACH
Census Block Group	1
Census Block	1014
Census Tract	60106

Owner

Source: Flagler County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2 BEACHSIDE DR, PALM COAST, FL 32137-2341
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2015 · Amount on Record
Deed Sale	Jun 5, 2015 · Amount on Record
Prior Sale	Oct 16, 2007
Deed Document Number	2015017108
Deed Book / Page	2068 / 0105
Record Updated	Jun 8, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Property Address	2 BEACHSIDE DR, PALM COAST, FL 32137-2341
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023810983
Date	Sep 6, 2019
Book Page	2381/0983
Instrument	2019032777

Lender

Name	SUNTRUST BANK
Type	Bank
Address	ORLANDO, FL 32809

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Flagler County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,174.00 (-2.45%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$462,590 (+5.99%)	$721,591 (-0.6%) Land $157,500 Building $564,091
2023	$5,304.00 (+5.13%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$436,460 (+3%)	$725,941 (+36.24%) Land $117,500 Building $608,441
2022	$5,045.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$423,748	$532,843 Land $105,500 Building $427,343

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 627 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,191 units insured incl. 564 condo units
Nearby Flood Claims	121 (2004–2024)
Claims Outside the SFHA	15 of 121
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Nicole, Nov 2022 · 24 claims Hurricane Irma, Oct 2017 · 26 claims Hurricane Matthew, Oct 2016 · 63 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20