Flagler County property record for 11 Beachside Dr, Palm Coast, FL 32137
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,440 sqft · built 2002 |
| Lot Size | 0.298 acres (12,981 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $805,000 (Dec 2022) |
| Tax Bill | $9,019 (2025) |
| Deeds & Mortgages | May 2025 Mortgage Mar 2026 Sale + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 37-10-31-4255-00020-0050 |
| Primary APN | 37-10-31-4255-00020-0050 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,440 sqft Heated Area |
| Gross Area | 4,058 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 12,981 sqft (0.298 acres) |
| Driveway | Driveway |
| Driveway Area | 1,164 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 11 BEACHSIDE DR |
|---|---|
| City | PALM COAST |
| State | FL |
| Zip | 32137-2341 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | MARITIME ESTATES SUBD BLK 2 LOT 5 OR 217 PG 872 OR 655 PG 1349-DC OR 662 PG 1071 OR 662 PG 1072 OR 662 PG 1073 OR 1064 PG 125 |
| Legal Range | 31E |
| Legal Township | 10S |
| Legal Section | 37 |
| Legal Subdivision | MARITIME ESTATES |
| Legal Block | 2 |
| Legal Lot Number | 5 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | FLAGLER BEACH |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 60106 |
Source: Flagler County records, as of December 22, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 11 BEACHSIDE DR, PALM COAST, FL 32137-2341 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 22, 2025 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN HERITAGE LENDING INC |
| Mar 9, 2026 | Warranty Deed, Transfer VETERANS TITLE INC, VETERANS TITLE |
| Dec 30, 2022 | Warranty Deed, Transfer · Seller Carry-Back FREDEROCL R HARLOW JR ETUX |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 30, 2022 · Amount on Record |
| Deed Sale | Dec 30, 2022 · Amount on Record |
| Prior Sale | Oct 24, 2008 |
| Deed Document Number | 2022062324 |
| Deed Book / Page | 2747 / 765 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 11 BEACHSIDE DR, PALM COAST, FL 32137-2341 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1298 COLD STREAM TRL, JASPER, GA 30143-8004 |
| Document Number | 0029620142 |
|---|---|
| Date | May 22, 2025 |
| Book Page | 2962/142 |
| Instrument | 2025021576 |
| Name | AMERICAN HERITAGE LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92612 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Mar 9, 2026 |
| Property Address | 11 BEACHSIDE DR, PALM COAST, FL 32137-2341 |
| Document Number | 0030360285 |
| Book / Page | 3036 / 285 |
| Map Reference | MB 26 PG 47 |
| Instrument Date | Mar 5, 2026 |
| Instrument | 2026009979 |
| Transaction Type | Transfer |
| Record Updated | Mar 24, 2026 |
| Title Company | VETERANS TITLE INC, VETERANS TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $5,355.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11048 BIG CANOE, BIG CANOE, GA 30143-5142 |
| Name | Verified Name |
|---|---|
| Address | 11 BEACHSIDE DR, PALM COAST, FL 32137-2341 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Dec 30, 2022 |
| Property Address | 11 BEACHSIDE DR, PALM COAST, FL 32137-2341 |
| Document Number | 0027470765 |
| Book / Page | 2747 / 765 |
| Map Reference | MB 26 PG 47 |
| Instrument Date | Dec 28, 2022 |
| Instrument | 2022062324 |
| Transaction Type | Transfer |
| Record Updated | Mar 24, 2026 |
| Title Company | MERIDIAN TITLE, MERIDIAN TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,635.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 61 ASPEN DR, ALMA, CO 80420 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 2231, JASPER, GA 30143-0180 |
| Document Number | 0002747767 |
|---|---|
| Date | Dec 30, 2022 |
| Instrument | 2747/767 |
| Name | FREDEROCL R HARLOW JR ETUX |
|---|---|
| Type | Seller |
| Type | Seller Carry-Back |
|---|---|
| Amount | Amount Recorded |
| Term | 25 Months |
| Due | Jan 1, 2025 |
Source: Flagler County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Unified School District | Flagler County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,019.00 (-7.8%) | $640,315 (-2.31%) Land $126,000 Building $514,315 | $640,315 (-2.31%) Land $126,000 Building $514,315 |
| 2023 | $9,782.00 (+192.61%) | $655,459 (+160.65%) Land $117,500 Building $537,959 | $655,459 (+74.62%) Land $117,500 Building $537,959 |
| 2022 | $3,343.00 Homeowner's exemption | $251,473 | $375,357 Land $105,500 Building $269,857 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 627 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1,191 units insured incl. 564 condo units |
| Nearby Flood Claims | 121 (2004–2024) |
| Claims Outside the SFHA | 15 of 121 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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