19995 Karen Ct, Sonora, CA 95370 Property Records

Tuolumne County property record for 19995 Karen Ct, Sonora, CA 95370

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,138 sqft · built 1989
Lot Size0.781 acres (34,038 sqft)
Owner2 Individual Names on Record
Last Sale$449,000 (May 2025)
Tax Bill$3,904 (2025)
Deeds & MortgagesAug 2026 Mortgage
May 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN044-480-011-000

Property Details

APN / Parcel Number

Primary APN044-480-011-000
Alternative APNs
  • 044-480-011
  • 0444801100

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms4 Rooms
Stories1 Story
Building Area2,138 sqft Living Area
1st Floor Area2,138 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Architectural StyleModern
Construction TypeWood
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area34,038 sqft (0.781 acres)

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Old Parcel Number044-480-011
Street Address19995 KAREN CT
CitySONORA
StateCA
Zip95370-6901
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1,MX
Legal DescriptionGREENLEY OAKS ESTATES 1 L11
Legal SubdivisionGREENLEY OAKS ESTATES 1
Legal Lot Number11
JurisdictionTUOLUMNE CA
Township / Civil DivisionEAST SONORA-PHOENIX LAKE
Census Block Group1
Census Block1002
Census Tract4102

Owner

Source: Tuolumne County records, as of August 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address19995 KAREN CT, SONORA, CA 95370-6901
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Aug 11, 2026Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
May 18, 2017Intrafamily Transfer, Transfer · Negative Amortization
ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 23, 2025 · Amount on Record
Deed SaleMay 23, 2025 · Amount on Record
Prior SaleAug 15, 2003 · Amount on Record
Deed Document Number20254527
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTUOLUMNE CA
Recording DateAug 11, 2026
Property Address19995 KAREN CT, SONORA, CA 95370-6901
Document Number0000006940
Instrument DateAug 6, 2026
Instrument20266940
Transaction TypeMortgage
Record UpdatedAug 20, 2026
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address19995 KAREN CT, SONORA, CA 95370-6901

Mortgage

Document Number0000006940,
DateAug 11, 2026
Instrument20266940
Lender
NameUNITED WHOLESALE MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2056
Interest
Rate TypeFixed Rate
Rate6.49%
Initial TypeFixed Rate
Max Rate-1%

May 2017: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionTUOLUMNE CA
Recording DateMay 18, 2017
Property Address19995 KAREN CT, SONORA, CA 95370-6901
Document Number0000005360
Map ReferencePM47 PG13
Instrument DateMay 15, 2017
Instrument2017005360
Transaction TypeTransfer
Record UpdatedOct 28, 2022
Title CompanyYOSEMITE TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address19995 KAREN CT, SONORA, CA 95370-6901

Mortgage

Document Number0000005363
DateMay 18, 2017
Instrument2017005363
Lender
NameACADEMY MORTGAGE CORP
TypeMortgage Company
AddressDRAPER, UT 84020
Agreement
TypeNegative Amortization
AmountAmount Recorded

Tax Assessment & Valuation

Source: Tuolumne County assessment roll, as of July 7, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyTuolumne County
Elementary School DistrictSonora Elementary School District (KG - 08)
Secondary School DistrictSonora Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$457,980 (+24.85%) Land $86,700 Building $371,280
2025$3,904.00 (+2.82%)$366,816 (+4.04%) Land $85,304 Building $281,512
2023$3,797.00 (+1.88%)$352,575 Land $81,993 Building $270,582$534,690
2022$3,727.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 21, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 69% of the US · above 44% of California
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTUD - SONORA/JAMESTOWN WATER SYSTEM
serves 11,113 people · EPA ID CA5510001
Water SourceSurface water
Last State InspectionFeb 2022
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Cal.net
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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