Tuolumne County property record for 19990 Karen Ct, Sonora, CA 95370
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,732 sqft · built 1990 |
| Lot Size | 0.36 acres (15,687 sqft) |
| Owner | Individual Name on File |
| Last Sale | $370,000 (Mar 2015) |
| Tax Bill | $4,732 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Jun 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 044-480-014-000 |
| Primary APN | 044-480-014-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,732 sqft Living Area |
| 1st Floor Area | 1,732 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Construction Type | Wood |
| Lot Area | 15,687 sqft (0.36 acres) |
| Cooling System | HVAC |
|---|
| Old Parcel Number | 044-480-014 |
|---|---|
| Street Address | 19990 KAREN CT |
| City | SONORA |
| State | CA |
| Zip | 95370-6900 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1,MX |
| Legal Description | GREENLEY OAKS ESTATES 1 L14 |
| Legal Subdivision | GREENLEY OAKS ESTATES 1 |
| Legal Lot Number | 14 |
| Jurisdiction | TUOLUMNE CA |
| Township / Civil Division | EAST SONORA-PHOENIX LAKE |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 4102 |
19990 Karen Ct is owned by an individual who bought it in March 2015.
Source: Tuolumne County records, as of July 7, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 5434, SONORA, CA 95370-2434 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 3, 2025 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Jun 27, 2023 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Nov 28, 2022 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Apr 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 26, 2015 · Amount on File |
| Deed Sale | Mar 26, 2015 · Amount on File |
| Deed Document Number | 20153532 |
| Prior Transfer Date | Feb 26, 2015 |
| Prior Transfer Doc | 0000003531 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TUOLUMNE CA |
| Property Address | 19990 KAREN CT, SONORA, CA 95370-6900 |
| Transaction Type | Mortgage |
| Record Updated | Oct 15, 2025 |
| Name | Verified Name |
|---|---|
| Address | 19990 KAREN CT, SONORA, CA 95370-6900 |
| Document Number | 0000008872 |
|---|---|
| Date | Oct 3, 2025 |
| Instrument | 2025008872 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TUOLUMNE CA |
| Property Address | 19990 KAREN CT, SONORA, CA 95370-6900 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2023 |
| Title Company | TITLE CONNECT CA |
| Name | Verified Name |
|---|---|
| Address | 19990 KAREN CT, SONORA, CA 95370-6900 |
| Document Number | 0000005106 |
|---|---|
| Date | Jun 27, 2023 |
| Instrument | 2023005106 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TUOLUMNE CA |
| Property Address | 19990 KAREN CT, SONORA, CA 95370-6900 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2022 |
| Title Company | TITLE CONNECT CA |
| Name | Verified Name |
|---|---|
| Address | 19990 KAREN CT, SONORA, CA 95370-6900 |
| Document Number | 0000013571 |
|---|---|
| Date | Nov 28, 2022 |
| Instrument | 2022013571 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | DENVER, CO 80249 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 330 Months |
| Due | May 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TUOLUMNE CA |
| Property Address | 19990 KAREN CT, SONORA, CA 95370-6900 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AVENUE 365 |
| Name | Verified Name |
|---|
| Document Number | 0000004192 |
|---|---|
| Date | Apr 13, 2020 |
| Instrument | 2020004192 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2050 |
The 2025 property tax bill for 19990 Karen Ct was $4,732.
Source: Tuolumne County assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | California |
| County | Tuolumne County |
| Elementary School District | Sonora Elementary School District (KG - 08) |
| Secondary School District | Sonora Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $453,565 (+2%) Land $98,065 Building $355,500 | ||
| 2025 | $4,732.00 | $444,673 Land $96,143 Building $348,530 | |
| 2023 | $4,603.00 (+1.88%) | $427,408 Land $92,410 Building $334,998 | $542,880 |
| 2022 | $4,518.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 19990 Karen Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 21, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 19990 Karen Ct is moderate, ranking above 69% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 69% of the US · above 44% of California |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TUD - SONORA/JAMESTOWN WATER SYSTEM serves 11,113 people · EPA ID CA5510001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2022 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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